Monthly Archives: July 2013

How To Make Money Buying And Selling Used Cars

Today, with the average consumer now spending up to $16,400 for a new car, consumers realize the importance on investing in lower priced used cars.
With millions of buyers entering the used vehicle market every year, a wealth of opportunities exist for anyone looking for extra income, or a new and lucrative full-time career. They key to making a lot of money in this business is to buy low, and sell at a huge profit. This report will show you how to get started down the road to riches as a used car dealers.
Operating your own used car business
The goal of many people is just to make a little extra income. If you consider $1,000 to $3,000 or more for a single sale in one month to be “extra income” you could easily make that in your spare time without much effort.
On the other hand, you may be one of those people who want to be their own boss. While it’s true that the risks are often greater than if you just worked for someone else, it’s just as true that risks and rewards go hand in hand. If you’re willing to take the plunge, the potential returns are also greater. If you have a bit of the adventuresome spirit and some confidence in your own skills and abilties, operating your own used car business may be the ideal way for you to make big, big money!
Advantages of owning your own business
The opportunity to express your own ideas and do things exactly as you want is among the primary advantages of operating your own business. The challenge and excitement of running your own operation also ranks high on the list. Another big advantage is that you will receive all the profits generated by your time and efforts. The potential exists to develop a part-time business into a full-time career that produces an income you never thought possible.
Skills and abilities needed
The same type of personal skills that are necessary to successfully work for someone else are also required to be successful in working for yourself. Personal skills involve being conscientious, dedicated, determined and persistent. Good human relation skills are also important.
There is also another type of skill that is necessary: It involves the ability to manage and organize your activities and possibly those of others if you hire salespeople to work for you. This skill should be taken very seriously because it organizational ability that can make the difference between huge success and total failure.
Finally, you will need technical skills. These are the skills that include the knowledge to perform activities invloved in the used car business. It is this combination of technical, personal and management skills that will make your operation successful.
Getting your used car business established
Whether you are operating your business on a part-time or full-time basis, people will expect you to provide the type of service any consumer expects. They will also associate the type of service they can expect with the image you create for your business. This image will be the impression you make on others. For example: Will people perceive you as handling high-medium,or low-priced vehicles? Will your used cars appeal mostly to the rich, the poor, or the middle class? Do you sell something for everyone or do you specialize? (Just pick-ups, just vans, etc.)
Any positive image is fine as long as you are consistent in everything you do within the scope of that image. The image you create will largely set the tone for all your business activities, including selection of a business location, types of vehicles handled, prices charged, etc.
Selecting a location
If you are going to buy one or two cars at a time for resale on a part-time basis, then working right from your home shouldn’t pose a problem for you. However, if you intend to eventually have a large, full-time business operation, the most important ingredient in your success or failure could be your location. What constitutes a good location varies with the type of business. But in the used car business it means being highly visible in a high traffic area, and being situated so that driving customers can get to you. In many cases, the location you consider ideal may not be available, or if it is, the cost may not be practical. In that event, you will simply have to select the next best location you can find and that is affordable.
Then you will have to male a strong advertising and promotion work to make customers aware of who you are, and what you are selling, and where they can find you. Whether you select a location at your home or in a business district, you must make certain you are operating within city and county zoning ordinaces. Zoning ordinances are regulations specifying what each parcel of land within a community can be used for. In the location you decide on is not zoned for the type of business you want to start, yo can appeal to the zoning commission to obtain a “zoning variance.” If approved, you would be allowed to use the property for your business.
How to locate used car supplies
To get started in the “Buy low, Sell for Huge Profits” used car business, you will have to locate suppliers. In some cases you will be able to buy directly from individual car owners. At other times, you will go to independent auction houses or attend U.S. Government Auction Sales where you can often purchase vehicles for pennies on the dollar.
An independent auction houses vehicles owners who have auctioneers sell their vehicle by getting buyers who are at the auction house to bid against one another. Generally, there is a minimum bid set. The person who offers the highest bid over the minimum set has the winning bid. The seller, however, also has the right to sell the vehicle below the minimum bid if he chooses. Incredible bargains can be found at independent auction houses.
Independent auction house sales take place throughout the U.S.A., many on a weekly schedule. For additional information on auction house locations refer to your telephone directory under “Auctions” or “Car Auctions,” write to:
National Auto Research P.O. Box 758 Gainsville, GA 30503
(404) 532-4111 (800) 554-1026 (Except Georgia)
N.A.D.A. Used Car Guide Co. 8400 Westpark Drive McLean, VA 22102-9985
(703) 821-7193 (800) 544-6232 (800) 523-3110 (in Virginia)
U.S. Government Auctions
A wide variety of personal property either no longer needed, or seized by the Federal Government is periodically placed on public sale. The Department of Defense and the General Services Administration are the principle government sales outlets for surplus property. As items become available for public sale, catalogs and other types of announcements are distributed to people who have expressed an interest in bidding on the types of property being offered.
Sales generally are on a competitive bid basis, with the property being sold to the highest bidder. Among the many thousands of items sold are automobiles and other vehicles of every imaginable make and model. In fact, tens of thousands of vehicles are sold by the government at public auctions throughout the country every year.
How can there be so many vehicles for sale? Because the government is so huge that it’s difficult to even comprehend just how much property is amassed for resale. In fact, the government seizes, confiscates and forecloses on properties that result in many millions of pieces of property every year, and that number continues to grow.
Incredibly, the government isn’t a private business that is interested in making a profit on the items it sells. The government is mostly interested in eliminating enormous stockpiles of seized and surplus vehicles and other properties. As a result, many thousands of vehicles are offered to the public through government auctions at a fraction of their actual value. This is where you can buy just about any model of vehicle you want at super-huge savings and make gigantic resale profits.
How to Get on the Government’s Vehicle Auction Mailing List
Both the Government Services Administration (GSA) and the Department of Defense maintain mailing lists on persons interested in seized and surplus property sales. People on these lists are sent catalogs and other sales annoucements in advance of sales and give the opportunity to inspect the vehicles and submit bids.
Each GSA regional office maintains a mailing list for sales of property located in the geographical area it serves. For generl information about sales conducted by GSA, or to be placed on the mailing list, write to any of the follwig addresses.
The Department of Defense maintains a centralized mailing list for the sales of its property located in the United States. The Defense Surplus Bidders Control Office, Defense Logisitics Service Center, Battle Creek, Michigan 49016 maintains this list.
GSA Customer Service Bureaus National Capital region GSA Customer Service Bureau
7th and D Streets, SW Washington, DC 20407
Serves: District of Columbia, nearby Maryland, Virginia.
Region 1
GSA Customer Service Bureau Post Office & Courthouse Boston, MA 02109
Serves: Connecticut, Maine, Massachusetts, New Hampshire, RHode Island,
Region 2
GSA Customer Service Bureau 26 Federal Plaza New York, NY 10278
Serves: Ne Jersey, New York, Puerto Rico, Virgin Islands
Region 3
GSA Customer Service Bureau Ninth and Markt Streets Philadelhia, PA 19107
Serves: Delaware, Pennsylvania, Maryland, Virgina, West Virginia
Region 4
GSA Customer Service Bureau 75 Spring St., SW Atlanta, GA 30303
Serves: Alabama, Florida, Georgia, Kentucky, Mississippi, North Carolina,
South Carolina, Tennessee
Region 5
GSA Customer Service Bureau 230 S. Dearborn St. Chicago, IL 60604
Serves: Illinois, Michigan, Minnesota, Ohio, Wisconsin
Region 6
GSA Customer Service Bureau 1500 E. Bannister Road Kansas City, MO 64131
Serves: Iowa, Kansas, Missouri, Nebraska
Region 7
GSA Customer Service Bureau 819 Taylor Street Forth Worth, TX 76102
Serves: Arkansas, Louisiana, New Mexico, Oklahoma, Texas
Region 8
GSA Customer Service Bureau Bldg. 42-Denver Federal Center Denver, CO 80225
Serves: Colorado, Montana, North Dakota, South Dakota, Utah, Wyoming
Region 9
GSA Customer Service Bureau 525 Market Street San Francisco, CA 94105
Serves: Samoa, Arizona, California, Guam, Hawaii, Nevada
Region 10
GSA Customer Services Bureau Auburn, WA 98002
Serves: Alaska, Idaho, Oregon, Washington
How to Determine the Value of Used Vehicles
Whether you attend and auction or purchase a vehicle outright from a seller, you must know what it is worth. The best way to determine a vehicle’s average market- trade-in or wholesale value, average loan or average retail value is to subscribe to N.A.D.A. Official Used Car Guide, published monthly by the National Automobile Dealer’s Used Car Guide Co., 8400 Westpark Drive, McLean, VA 22102-9985. Write for current subscription rates.
N.A.D.A. also publishes guides as follows: Official Older Used Car Guide … Official Used Car Trade-In Guide … Official Title & Registration Book … Official Recreation Vehicle Guide … Official Motorcycle/Snowmobile/ATV Personal Watercraft Appraisal Guide … Smaller Boat Appraisal Guide … Official Larger Boat Appraisal Guide … Official Mobile Home Appraisal Guide and Mobile Home Appraisal System.
A weekly used car market guide is also available from: National Auto Research, P.O. Box 758, Gainsville, GA 30503. Write for current subscription rates.
Regional Classifications
The average values listed in the N.A.D.A. Official Used Car Guide are based upon reports of actual transactions by dealers and auction houses throughout each area for which a guide is published. A used car guide-book normally includes (1) Domestic Cars (2) Imported Cars and (3) Trucks.
Manufacturer’s names are listed alphabetically. Securing Licenses and Permits City, county, state and/or federal licenses or permits are often required before entering a particular business or service operation. Often these are issued solely as a fund-raising measure, and therefore, are easy to obtain by submitting a fee. On the other hand, licensing is also used as a method of regulating the competency of those entering a particular field and to protect the public from shady operators. In some cases an exam is administered, and moral and financial requirements may need to be met as well.
In the used-car business, most states require that you obtain a dealer’s license if you are buying and selling vehicles for the purpose of making a profit. However, you are not required to apply for a license if you only make an isolated or occasional sale. You are not considered to be in the business of selling motor vehicles in that event. “Isolated or occasional sales” in many states means the sale, purchase, or lease of not more than five motor vehicles in a 12-month period. Once you began to sell more vehicles for profit that is allowed by your state law on an annual basis, you should apply for a Dealer’s License by contacting your state department of public safety of department of motor vehicle.
Check with your attorney or other city officials to determine what licences and permits are needed. Simply start up a business without having the proper authorizations can result in severe penalties, and you could be forced to discontinue operations.
Many states and some cities and counties require that sales taxes be collected. The state sales tax permit is available from the State Department of Revenue. City and county permits are available from the tax department in those jurisdictions.
Even though a certain amount of “red-tape” must be tolerated to obtain some licenses and permits, this is usually a one-time occurrence. Then, it’s just a matter of submitting an annual renewal fee.

Tips, Tricks, and Tools for Promoting Your Business Online

Change game – Make Money from Home – Your Financial Freedom

Make money working from the comfort of your own home! How many times have you heard that phrase, pitch, advertisement, or whatever? Lots, I’m sure. It is used so much because marketers know that staying home and making money is the fondest dream of millions of people. And why not? Did you know that the majority of fatal heart attacks happen at 9 a.m. Monday morning? It’s true. It seems a lot of people would rather die than get back to the old grind after a weekend of freedom.

So when someone offers an opportunity or plan for you to take your job and shove it, yet still make enough money to live and pay all your bills, it sounds blissfully irresistible. Of course, bliss and reality are always two different things. Is it really possible to run a business from your own home that is more than a hobby or source of part-time income? Can you get rich working out of your own home? Can you really trade your cubical and necktie for blue jeans and the comfort of your own den?

Well, for your information, home-based businesses are one of the fastest growing kinds of enterprises in America today. As this is being written, some 40 million Americans are doing at least some form of work out of their homes, and the numbers are rising rapidly. According to the U.S. Department of Labor, as many as 70 million people will be working out of their homes by the year 2005. Government studies have indicated that as much as 75% of all work done in this country could eventually be moved home.

The overwhelming majority of home workers, however, are not exactly getting rich. The average work-at-home American earns less than $15,000 per year. That may not be bad as a supplement to a spouse’s full-time income, but let’s face it, fifteen grand in and of itself is not much better than poverty.

As master marketer and author Dr. Jeffrey Lant said: “Frankly, I never saw any benefit to staying home and being poor.” Lant, without so much as a business card, became a work-at-home millionaire, and is a perfect example of what truly can be achieved if you are serious about chucking your day job, staying home, and not settling for peanuts in exchange for your freedom. You can have it all — you can stay home and make as much — and more — money than your current job provides you.

In this report, we are going to outline and discuss five key rules on how to work at home and make big bucks, no matter where you live. After these five rules, we’ll talk about the most important aspect of any business, whether it be home-based or a giant factory — cash flow. Starting your own business out of your home is all about attitude and inspiration, but all the attitude in the world won’t help you without money!

1. It Takes Commitment

Is it any secret in America that most people detest their jobs? Study after study proves that most people simply dread going to work Monday morning, and they live for the freedom of the weekend. But even that freedom is not pure because we know that it is only temporary. It’s hard to enjoy a Sunday evening when the Monday morning alarm clock is just a few hours away.

It makes sense that people hate their jobs. Everyday, there is a lot of butt kissing that needs to be done. There are endless meetings which usually accomplish nothing. There are pointless interruptions, a lot of drifting this way and that, and lot of idiot supervisors who do nothing but waste your time and then dog you for not accomplishing your share of work. There are co-workers you hate, and who would stab you in the back in a minute if it meant a raise for them instead of you.

When you work for someone else, you live a regimented life. Your body may not want to get up at 7 a.m., but you have to be at work by 8 a.m. so you lurch out of bed with a head full of sleep.

People who choose to work at home are doing more than just escaping the yoke of their master; they have made a deep, firm, life-altering decision which says that health, happiness and prosperity depend vitally on the freedom to work for ourselves, and in doing so in the comfort of the home.

We want to really emphasize that fact that to be successful in a work-at-home situation, you have to be nothing less than a fanatic; a zealot, who is utterly committed to making work-at-home not only a successful venture, but a profound commitment for life. You must be convinced that a return to an outside office job would be the equivalent of a spiritual death sentence.

Many people hate their office jobs, but they have made an inner compromise with themselves. They have convinced themselves that their job is “not so bad,” pays the bills, and that they can stick out because they have to.

If you want to be truly successful at quitting your day job, there cannot be any room for such compromises in your soul. You have to take the attitude that to work any longer at your hateful job is akin to fouling your inner being with a spiritual cancer the will sicken and kill you.

2. Eliminating the Home-Office Mentality

To move our work home, however, does not mean we eliminate every single thing about the traditional American office. Rather, we should select what is useful and what is not. It’s a mistake to quit your job and go home with a “home-office” mentality.

By this we mean thinking small, and believing that you will automatically sacrifice a decent income in exchange for your freedom. Please! Do not think small! To quote Jeffrey Lant again: “Too many home-based practitioners fail to understand the benefits that accrue because of the professional style they have selected. They focus on the “home” part of the business rather than the “business” portion, and as a result are doomed to small incomes.”

Working at home provides many benefits. We can save a lot of time because we don’t need to commute and we have more control over our schedule. We can save a lot of costs because we don’t have the overhead requirements of larger businesses. We can cut our stress — and so have more energy — because we avoid many of the characteristic problems of life in the late 20th-Century office. We must work these advantages to our profit.

3. Your International Headquarters

The German philosopher Immanuel Kant said that if you sit at home alone at your empty kitchen table, eventually, the “whole world will come to you.” Well, today you don’t need the great mind of a philosopher to make the entire world come into your living room. What you need is a phone jack.

We live in a unique time in history. Satellites, fiber optics, the integrated circuit and other communications miracles means that you can be just about anywhere in the developed world and establish communication with anyone. The telephone, the fax machine, the computer, the modem — all of these are not only affordable by any middle-class citizen; they are the key to eliminating your need to drive a hectic freeway everyday to get to a place of business outside your home. With these devices at our disposal, we should allow ourselves to “think globally.” Too often, home-based businesses focus on the narrowest market, the neighborhood, the county, the city or state. This is fine if you are providing a local service and are content with a certain moderate level of income. But if you want the big bucks, you should not think small. Also, you should not believe that, just because you are home-based, you cannot compete with the big guys.

The purpose of any business is to seek assess and seek out every possible market for its products and services, to ascertain whether these markets have the ability to buy these products/services, to determine whether there is sufficient profit in these markets to warrant approaching them, and, once positive assessment has been made, to launch a sustained marketing campaign that gets a significant percentage of this market to purchase the product or service in question.

Your home telecommunications machines will not only enable you to do this, but they can also help you overwhelm larger, more cumbersome traditional businesses that are your competition. As a home-based entrepreneur, you will not have all of the disadvantages of your more traditional competitors: no office rent, equipment or expense; no employees to pay salaries and fringe benefits for; no time wasted on meetings, employee problems, paid sick leave, etc.

All the money your competitors spend on heating the office and buying furniture could better be spent on the actual marketing itself. As a home-based business, you will be already positioned where the traditional business is currently struggling to move: toward the lowest possible overhead and the greatest possible concentration of dollars on products/service development and product/service marketing.

So, a home-based business takes full advantage of three major goals of modern business success:

(1) Vastly reduced overhead

(2) Easy access to a global market

(3) Full advantage of telecommunications.

To not have the basic telecommunications toys — computer, modem, fax, and telephones is impossibly stupid. Still, even in this day and age, many of people strongly resist the one element that is undoubtedly the heart and brain of any successful home business — the computer. The computer is so important in fact, we have made it a category all itself.

And remember, learning to use a modern computer is easier than learning to drive a car, so you have no excuse not to plunge forward.

4. The Computer

You should pay close attention to what computers can do for you in your plans to escape your job and make your work-at-home dreams come true. People who want to run a home business usually have a very small staff — in fact, a staff of one — yourself! The rest of your needs are handled by independent contractors, depending on the kind of business you are in and the services you need.

To run a serious, truly global home business, a computer is as necessary as oxygen is to life on earth. Those who try to fool themselves into thinking they will ever make a serious go of their home-based business without a computer are sadly mistaken.

Computers give you two primary advantages:

(1) They enable you to store large amounts of data and to sort by data field so that you can easily get the information you need.

(2) They enable you to develop a pattern document for every situation you’ll ever be in in your business. To run a home-based business successfully, you must anticipate just what situation will emerge and prepare accordingly.

A business is based on a characteristic series of situations and a characteristic set of things that happen — or that do not happen. You must be prepared with the proper document for each situation. Once you have established all the protocols, and have experienced all the situations associated with your kind of business, the time will come when running your business is, in large part, a repetition of certain key tasks. Computers are all about handling repetition swiftly and efficiently. But the computer is much more. Today, by connecting a computer to the phone line with a modem, your machine becomes more than a data storage system and repetitive task handler. It becomes a multi-task, multi-level communications processing center that connects you to the globe.

Such things as e-mail, on-line services, the Internet, the Web and more can’t help but revolutionize the way business is done. If you do not become a part of it today, you certainly are going to suffer for it greatly in the near future. If there is an effective way to market products on the Internet or any other on-line venue, no one has truly discovered it yet. The only people making money on Internet marketing are the people who are selling the concept of doing it. If you have a product or a service and expect to reach millions of buyers through computer screens, you are sadly mistaken.

The Internet is definitely where a lot of innovative things are happening. It’s a great place to exchange ideas, find out what hot, what’s not, and stay on the cutting edge whatever your particular business is.

5. Your Business Hours

If you’ve been paying attention to the first four points, you’re well on your way to becoming a successful home-based business owner. Now we don’t want you to blow it by thinking you can keep banker’s hours. The global market is a 24-hour per day market, and a 365-day per year market. Let the others sleep late on Saturdays and take Sundays off. Those times could be your day to move and corner loads of customers that the others miss.

You should get up earlier and quit work later. You should be open for business on holidays and be available 24-hours a day either personally or through your answering service. “But wait a minute!” you might be thinking at this point! “I thought that working at home was all about freedom and an end to drudgery. This sounds like nothing but endless work!”

Well, here’s the thing. For most of you who quit your regular jobs to go to work for yourself, you’ll discover something magical. You’ll discover that when you are working for yourself, when you are building your own business, a lot of what you do does not seem like work at all. The great writer Jane Roberts said, “Inspiration is its own motivator.” Running your own business is all about being inspired 24-hours-a-day. When you stop selling your body and soul to some company or corporation and start giving your energy to yourself, work has a way of turning into inspiration and play.

The perfect work for you is that which you don’t think of as work, yet doing it makes money and provides you with the bread and shelter of life. You’ll see what it’s like if you make a true commitment to being self employed, put all your energy into it, and stick with it for the long run.


Tips, Tricks, and Tools for Promoting Your Business Online

Make $100,000 Per Year As A Finder

Millions of people dream about being self employed with a business they create and own for themselves.

The desire to be your own boss and to have the blissful freedom to set your own hours is a powerful force for just about anyone. But what most often bursts the bubble of those who dream of self-determined financial independence are the immediate road blocks that present themselves. The most common barriers are:

* The need for large amounts of start-up money.

* The need for a special skill or educational level.

* The need to find a business that can support you as well or better as your current job.

* The need to find a business in a field that is not already crowded with competition.

* The need for a business that does not require special and expensive equipment.

* The need to find a business that can be done anywhere in the country, namely, where you live.

Most often one or a combination of the above keep people where they are – in the rut of their current dreary, low-paying job, or unemployed. That’s why we went searching for a kind of business that leapfrogs all of the above, and which just about anyone can start right away with little or no star-up cash, and do it no matter where they live or what their level of skill or education.

A job that fits the bill is to become a Finder.

What is a Finder?

It was the brilliant scientist Albert Einstein who once said: “It takes a genius to see the obvious.”

That axiom is true for the job of being a Finder. This is a concept for making big self-employment money which is incredibly simple and lucrative, but perhaps so simple that most have overlooked it because it is so obvious.

Ask any marketing expert about the best way to make money in America, and he or she will tell you to isolate a problem or need, and then find a way to solve that problem or fulfill that need.

A problem and need which millions of people have is that they need to find something. Millions of people need to find the perfect apartment. Millions are looking for the perfect spouse or mate. Millions of people are looking for a roommate. Millions of people are looking for more clients to build their businesses. Millions of people are looking for special items, like rare books, antiques, classic automobiles, baseball cards, famous signatures, the best trout streams in America, the best restaurants in New York – the list is absolutely without limit.

The bottom line is this: You can help people find what they need, and they will pay you for it. You can start your own business as a professional finder, and never be without clients, cash flow or financial security ever again.

Whether you decide to be a finder of husbands for lonely women, or rare beer cans for collectors, the fundamentals of being a finder are generally the same. First, let’s look at two examples of successful finding businesses, and then go on to a more general discussion of how to set up a finding business.

Classic Car Finding Service

Thousands of people are in love with automobiles, especially classic models. You can tap into this trade instantly with a few small classified ads in auto magazines, and also in general upscale magazines with a wealthy subscribers list

You ad could simply say: “We find rare and classic automobiles. For fast, experienced service call: 555-5555.”

When you ad breaks, you’ll start getting calls. To each person who inquires, send a single sheet of paper which outlines your fees, and perhaps a business card. You need nothing more elaborate than that. Ask for a minimum of $100 to $500 per search. You can get from $2,500 to $5,000 if you score a find on a rare model.

As a rule, you can claim from 5 to 10 percent commission on the car you find. For example, a stainless steel Delorian prices at $20,000 will net you $2,000 if you match up an owner with a buyer.

To be successful, you’ll spend time developing something few other people have – the inside track on where all the rare, classic and high demand automobiles are. If you are a car nut, this task will be a shear pleasure for you. It means a lot of time poring over specialty car journals, attending trade shows, and getting to know dealers and even manufacturers.

Sometimes you can double your money on each transaction by collecting from both buyer and seller. Why not? You’ll be doing each of them a service, and most will be happy to pay a middleman to get what they want.

That’s it! Now let’s take another example.

Roommate Finding Service

It’s a fact of life that rental increases continue to out-pace wage increases, especially in large cities like New York and Los Angeles. Add to that the fact that many apartment complexes are being converted into expensive condominiums and you have a problem for millions of people who just need an affordable place to live.

While it may difficult to find cheap housing for people in this housing climate, you can save people thousands of dollars by finding them a roommate to share the rent.

Start out with ads in your local newspaper. They should be short, direct and simple:

Save thousands on rent! We’ll find you the perfect roommate! Call: 555-5555.

When calls start coming in, ask for a $25 registration fee to get your cash-flow started right away. Take a polaroid snapshot of each client. Have each person fill out a form indicating the kind of roommate they can live with, that is, smoker/nonsmoker, male/female, drinker/nondrinker, age category, and so on.

Before long you will amass a large file of people looking for a roommate. Your job, then is to match up your clients with the kind of people they have indicated they can live with. When you make a match, charge an additional fee of 10 to 15 percent of their first month’s rent.

If you sign up just 200 people a month, you are already earning $5,000 a month. With the fee you get from each successful roommate match made, your income will easily double. Can you earn $100,000 a year with a roommate finding service? Absolutely! Furthermore, anyone can do it, it takes no special education or skill, just a sense of organization, good people skills and persistent advertising.

If People Want it, Find it for Them Now, you may know nothing about cars, and perhaps you do lot live in a major urban area where rent is high and roommates are in high demand. In that case, the above two examples do you little good. But the job of finding is not limited to cars and roommates. You can become a finder for just about anything, Consider:

* Finding new clients for professionals, especially dentists, doctors and lawyers. Professionals compete heavily for clients in each specific region. If you can help your local doctor increase his patient load, you can collect a fee for each patient found.

* Finding antiques and collectibles for collectors. Need we say more about this. Some people will pay top dollar for a rare beer can, an oil lamp or rare comic books. Pick a collectible category and start finding!

* Finding rare coins and currency. The fact is, one of the hottest businesses in America is coin and currency collecting. It’s called numismatics. Today, there are thousands of full-time numismatics professionals whose sole purpose is to buy, sell and trade coins every day. If you can help these folks find the items of currency they want, you’ll cash in every time.

* Finding items of historical interest for large corporations. A Michigan man recently spotted a car company ad in a rare old magazine dated 1890. He sent a copy to the auto giant’s headquarters, and soon received an offer of several hundred dollars for the original magazine. This is not limited to magazine ads. Anything you can find – from an old plow to cigar boxes – may be worth a lot of money to the corporations who produced the products years ago. Such items are valuable for public relations and advertising purposes, as well as office and lobby decorations.

* Finding used and rare books. Many people make a lucrative full-time living by finding books that are either out-of-print or hard to find. Take out classified ads in literary and writer’s magazines, and you’ll soon get requests for books that people want you to find.

* Finding second or third mortgages for people who need money. Many people take out second, third even fourth mortgages on their homes. You can start a service in which you act as an agent between lending institutions and the people who need loans. Take out a classified ad that says: “Need a second mortgage? We can help! Call 555-5555.” You’ll soon get calls and you’ll soon be in business. You can collect 5 to 10 percent on each mortgage you secure for a client.

The list is endless. You can find anything from food stuffs, to rare metals. All you need is an entity willing to pay a fee for what they need found. You can also set up shop as a sort of “general” finding service. Run an ad that says: “We find anything for you! Call 555-5555.” One kind of finding often leads to another.

Becoming a finder is something anyone can do with next to no start-up capital needed, and where your competition is likely to be nonexistent. If you are looking for a top-notch self-employment opportunity, we urge you to consider your own finding service. You may soon find yourself self employed, financially secure and free of the bonds of your boring day job.

Find yourself free as a full-time finder.

Tips, Tricks, and Tools for Promoting Your Business Online

Why Is It an Advantage to Get a Massage?

Finding a massage is one kind of people&rsquos solutions to relax. Once you feel stressed or tired about something, you can easily get a massage and you will start feeling better. Aside from its relaxing benefits, massage seems to have a substantial role in pain management Madison WI.


Once you feel pain, your real and mental aspects are at risk. You could be overwhelmed just with the idea of it. So as opposed to emphasizing treatment and relief, you tend to focus more about how painful you’re feeling. Consider massage has a way of relaxing the mind and body, its potential will be considered helpful if you are having difficulties in coping or dealing with pain.


Regarding hospital patients, by way of example, working with stress, tension, pain and anxiety is often a challenging process. Finding yourself in a medical facility will expose them in the environment where noise, sleep deprivation, immobility and social isolation are mixed together. These factors may delay an individual&rsquos recovery. Sometimes, medications, surgeries and other therapies in addition to massages, should be combined to aid patients glance at the process of healing.


If you have a look at it, obtaining a Madison WI massage seems uncomplicated. But usually, there are several methods and strategies associated inside it and not every technique may fit for the health issue. In the case of pregnant women, as an example, utmost care is advised. Not all body parts may be touched or pressed. You have to patients who’ve undergone surgery.


Massage is useful in a lot of ways. You can say that an hour or so of massage Madison WI can already relieve from the tension and stress which you acquired from the activities. When used for pain relief, it’s rather a prolonged process which may take a month or months before showing progress. Every condition can be unique so should you embark on botox cosmetic injections method, make sure you consult a professional masseuse.

Make $20.00 For Every $1.00 Invested

It has been said you can lift the Rock of Gibraltar if you have a fulcrum point and long enough lever. When we refer to “financial leverage” we are talking about the same principle. If you buy a business building for $100,000 with $5,000 down, this is using leverage of 20 to 1. For a mere 1/20th of the purchase price, you actually own and control property that is 20 times more valuable than your cash investment. If the income of the building is only sufficient to make the payments and expenses and you don’t gain any cash flow, you are still getting the building paid for and perhaps in 5 years or so, with continuing inflation, you can sell the building for $200,000… a gain of $95,000 on a $5,000 investment. This is the potential result of proper use of leverage. A good rule to follow in applying leverage, relevant to any business venture for that matter, is always provide a reserve.
Hold back some cash for emergencies. Hold back additional capital so if you go under you will have a nest egg to start a new venture. Sometimes when things go sour and there is no way out it is better to take the least loss possible, save what you can and get out. NOW! Use the remainder to again find financing, margin leases, mortgages, franchises and all the other manners of using money belonging to others for both their profits and yours.
Selling your property for cash then leasing back on a long term lease is an other form of leverage. If you sell for one million dollars cash and lease back at $10,000 per month, you have generated tremendous leverage. You now have $1,000,000 each with 10% down for each property, you now control 10 millions dollars worth of income producing properties. Sometimes it is possible to use options to hold property, with very little cash down, until you can obtain title and take possession. This can produce fantastic leverage if planned property.
Going public is another method used to gain leverage by using other people’s money. You receive money from the public for shares of your corporate stock and at the same time establish a market value for your unissued stock.
Before you apply leverage on any proposition, be sure know just what your are doing. There must be a continuous favorable cash flow to service your debt, pay all your costs and expenses and give you a reasonable profit. If weakness occurs in any one or several of your business entities, it could drag down your entire organization.
Franchising your business operation packet is another form of leverage. You are selling others your know-how and the right to use your system and/or product for a price, either a share of the profits, a bulk payment or a combination of both.
It is not as simple as it used to be to become a franchiser, due to controls and red tape established by the various state and governmental agencies. In some states it is just about impossible for the layman to proceed to wade through all the red tape required to satisfy the laws. However, if it were easy to do, it probably would not be profitable anyway.
When you have met all the requirements of the various agencies, you will have an operating manual and pro-forma accounting statement You will have developed a turn-key package for your franchise offering To get started right get revised statutes of the state from the Secretary of State and study the requirements for establishing and selling franchises.
As your franchises become better known and after you have a few locations, instead of selling one franchise at a time, offer area franchise to “master” franchise holders. Get a portion of the set-up charges for each area plus a continuing percentage of gross business from each operating unit.
You can earn interest on non-existent money and buy bonds on a regular basis without ever paying for any of them except the first five bonds. You will need $500 in cash and a brokerage account in both the U.S. and Canada. Open an account with a Canadian brokerage House and deposit a $500 check with them. On the same day, before your check clears, open a brokerage account in your home town. This one may be opened without any money.
You buy new issue bonds through your American Broker and state that they MUST be delivered to your Canadian Broker for payment. The very day that you purchase the bonds, you will start drawing interest. It will take 5 or 6 weeks for the bonds to be delivered, and all the time you will be earning interest.
With this plan, you can space your order so that you can have $1000,000 or more in bonds on order. and when they arrive at your Canadian Broker, it works like this:
The Broker accept the first five bonds of $1,000 each and place them in your account. When the second $5,000 worth arrives, (you must always order in $5,000 units), he then sells the first bonds to pay for the third, etc… The results are BIG profits for non-cash existing money. You can actually earn up to 80% interest on money you don’t even have.
Often the new bonds will have an increase in resale value to add to the interest earned. Thus a $5,000 bond at 8% interest rate that takes 60 days to deliver would earn $67.00 interest. If they go up in value, you may pick up an additional $200 to $500 or even more when they are sold.
Periodically a great deal of money has been made dealing in Penny Stock but it is highly speculative and is perhaps once in a lifetime that one is able to hit it right to cash in with a spectacularly high yield.
To take some of the speculation out of it, many investors purchase only 100 shares or so, of a number of different company’s stock. In this way they may only $50 to $100 invested in each of 40 to 50 firms. This is one of the best ways to go when getting acquainted with this kind of investment.
The stock of one of the Nation’s larger firms, which now has outlets in about every city in the United States, was selling at 60 cents a share in 1963. 100 shares at that time for a total of $60 is now valued at over $75,000! $9,000 invested in 1948 in stock of what was then a small timber firm, was worth over $1,000,000 a few years ago, and in addition would have proceed average dividends over the years sufficient to equal a top salary each year. A person who invested at that time would have been able to “goof off” from that time forward, receive more money than working for a living and still have over a million dollars in the bank or for other investments.
There are various newsletters covering low priced stock. One should subscribe to several and analyze the information before investing.

Tips, Tricks, and Tools for Promoting Your Business Online

Money Making Opportunities For Women

Here’s an excellent collection of over 2OO easy business ideas for women that can be started with little training and investment All these ideas are capable of producing additional income.

Most of these businesses can be conducted in the privacy and comfort of home, in between household chores, during weekends or at your leisure. All of these ideas do not require extra help, brawn and best of all, some are extensions of hobbies or skills developed or acquired from childhood.

For best results, browse through the business suggestions and write down those that sound interesting. List the opportunities you would like to try out. Then narrow the list down to one, two or more related businesses. For instance,if you collect dolls as a hobby, you can start your own doll making business or start designing and sewing doll clothes (specializing in party clothes) for Barbie or Cabbage Patch Kids.

These ideas are intended to stimulate you imagination. Only you can make the decision based on your own experiences, qualifications, interests and the current market in your community. As you compile your list of possibilities, take a critical look around your area. Note what is and isn’t available what is overpriced or inadequate that people in your community will pay for. When you find just the right combination, start preparing for a successful business operation!

The first thing you must do is to prepare a BUSINESS PLAN. This is an outline of what you plan to do and how you intend to do it. When you write a business plan, it will make you organize your business in your mind and on paper. This will insure your ultimate business success!

Be sure to check with city hall or county courthouse on local license, tax or permit requirements before making your final selection/s and before investing your money. Sometimes a minor adjustment at the start can prevent future headaches.

Finally, familiarize yourself with your choice/s. Start ordering your office supplies, but don’t invest too much in stock because you may make adjustments as you learn your market and adjust to market conditions.


ADULT DAY CARE CENTER. Operate a center to look after elderly and/or handicapped people. Offer refreshments, games and activities and assistance but not “health care.”

ADVERTISING SPECIALITIES. With distributor provided catalogs and samples call on regular customers and supply them with custom imprinted pens, calendars, matches, etc.

ADVERTISING SERVICE. Arrange for the design, printing and distribution of advertising/announcement flyers, mail outs and ad campaigns for clients for fee plus commission.

AFRICAN VIOLETS. Specialize in the propagation and care of this popular indoor plant. Nurture, hybridize and sell when in full bloom. Sell accessories and supplies.

ALTERATIONS. Replace buttons, let out cuffs, shorten sleeves, turn collars repair tears for clothing stores, laundries and cleaners who don’t already offer this service.

AQUARIUM SNAILS. Raise red ram’s horn snails for home and commercial fish tanks. Sell to pet shops and aquarium dealers. Advertise in fish related trade journals.

ARTIFICAL PLANTS. Make your specialty artificial flowers and plants. Sell a selection of arrangements, baskets and special occasion creations; take custom orders.

BABY CLOTHES. Specialize in bargain-priced new and hand-me-down infant clothing and supplies. Offer an alteration service; take in trades to refurbish and resell.

BABY FOOD. Specialize in mixing, processing, packaging and selling homemade natural baby foods. Licensing and insurance required, dedicated work area strongly recommended.

BABY SITTING. Go to client’s home by appointment and stay with the children for hourly fee. Charge extra for two or more, doing housework or for taking the kids out.

BABY PICTURES. With still or video camera, arrange with the hospital staff to photograph newborns (with parents, nurses, visitors). Sell print sets to proud parents.

BABY SITTING SERVICE. Accumulate a list of qualified, bonded sitters. Advertise your service and rates, deliver and pick sitters. Collect fees and pay sitters a percentage.

BABY DOLLS. Make and attach fine wigs from client baby’s own baby hair to keepsake dolls. Try to get cloth from baby’s actual clothes to make similar looking outfits for the doll.

BANQUET DECORATING. Take full charge of banquet room preparation: theme decoration, seating arrangements, centerpieces. Advertise your service and list with Chamber of Commerce.

BASKET WEAVING. Design, make and sell a variety of your basket creations: plain and decorated (or with arrangements). Sell various fibers, plans and instruction kits.

BATIK CREATION. Learn this ancient process: dip fabric in wax, crinkle, scratch or melt design into the wax, then dip in dye. Clean, stretch and dry for a valuable decoration.

BEAN SPROUTS. Grow fresh bean sprouts on a rotating basis: have new crop every week or as needed to supply client restaurants, vegetable markets and retail customers.

BEAUTY AIDS. Sell general or specialized beauty (or ethnic) supplies in your home salon or by appointment. Represent established lines and/or sell you own brand.

BONSAI PLANTS. Grow (or buy) and arrange into attractive pots or arrangements. retail from your home, through ads, or wholesale to flower shops, greenhouses and nurseries.

BOOK REVIEWING. If qualified, read current books for publishers or agents. Write reviews to be quoted in book promotions or media reviews; work towards your own column.

BOOK SALES. Sell general subject or specialized books wholesale or retail by mail: through mailing lists or direct advertisements. Warning: lots of competition in this field.

BOOKKEEPING SERVICE. Provide a (even beginning) bookkeeping services to (especially one-person) small businessmen in your area. Expand to more complex systems and computers.

BOTANICA. Stock “magic” potions, roots, powders, candles, good luck charms. Print (buy) and sell related instructions and lore. Careful not to guarantee results.

BREAD SPECIALITIES. Bake and sell unusual varieties of home made breads: low calorie, ethnic, etc. Take orders for loaves fresh from your kitchen, deliver to stores on a route.

BRIDGE LESSONS. Give Bridge lessons in your home when you are qualified. Charge by the lesson, or course. Hold tournaments, award prizes, publicize students.

BROMELIADS. Specialize in culture of these beautiful pineapple relatives with their hauntingly beautiful blooms. Sell growing on driftwood arrangements for highest prices.

BUYER’S GUIDE. Publish and sell or give away your guide to best prices and values available in your area. As it gains in popularity charge more to list the businesses!

CACTUS CULTURE. Propagate, grow, groom and arrange native and exotic cacti for retail and wholesale market. Prepare little information booklets for each species.

CAKE DECORATING. Take orders to bake and decorate special occasion cakes. Retail through small, constant ads (“CAKES- phone number”). Offer to decorate bakery cakes.

CALLIGRAPHY. Easily learned by artistic person: work through ads and stationary stores. Print fancy menus, show cards, place cards, invitations, announcements, etc.

CAN ART. Make and sell pincushion chairs and other unique, decorative items from tin cans and bits of cloth. Write down your plans and sell kits with instructions.

CANDLE MAKING. Turn a hobby into a profitable business. Design your own line, offer custom styling, scents and special effects. Between orders, make standard items.

CANDY MAKING. Specialize in one or more types of candies that you can make in your kitchen. Package with you brand and wholesale to stores or sell through ads.

CANNING SERVICE. Preserve customer’s home grown (or purchased) garden products with your canning operation. Use your recipes or theirs, apply personalized labels.

CARPET CLEANING. With steam shampoo equipment, clean and renew residential and commercial carpets. Contact rental agencies, apartments and condos for wholesale jobs.

CATERING SERVICE. Prepare old fashioned, gourmet or special occasion meals for clients to pick up. Use insulated canisters to keep the food hot (charge deposit).

CERAMIC FLOWERS. Learn to fashion, color, fire and arrange ceramic flowers, both singles and in arrangements. Display them for sale; teach the art in your ceramic shop.

CERAMICS. Make ceramic pieces to retail, wholesale and display in your “school”. Hold classes, sell greenware, kits and supplies. Charge for finishing and firing pieces.

CHEESE MAKING. Make your own brand of unusual or gourmet cheeses from your cow or goat milk. Sell from your place, on a route to area stores, or in mail order kits.

CHILD PICK-UP SERVICE. Pick up and deliver client’s kids after school, theater, games. Pick-up, deliver to parties, charge extra to stay with them until mom returns.

CHILDREN’S TOWN HISTORY. Write and illustrate a booklet about your town just for kids. Sell copies to doctors, dentist offices, stores, hospitals and nursery schools.

CHILDREN’S BOOKS. With licensed equipment, “publish” children’s books with their name appearing in print throughout the book. Set up booth in malls for holidays.

CHILDREN’S ROOM DECORATOR. Specialize in decorating nursery and children’s rooms. Offer varied “package” motifs. Work with or through suppliers for a commission.

CHILDREN’S CLOTHING. Specialized in new (stylish and/or closeout) and outgrown children’s clothes, accessories. Alter hand-me-downs, “wash” jeans, monogram sweats.

CHINA and GLASS DEALER. Collect and deal in antique and interesting china and glass items. Buy at auctions, private and public sales and through you advertisements.

CLIENT LISTINGS. Contract to keep customer (or business) information lists: customer birthdays, purchases, credit records, price records, employee records.

MAKE-UP ARTISTRY. Make up women, actors for formal or entertainment situations. Offer classes for beauty or actor application and sell “your” line of make-up supplies.

CLIPPING SERVICES. Review newspaper publications for contracted subjects(wedding announcements, graduations, mention of client products). Sell to agents and merchants.

CLOTH LABELS. Make and sell small orders of fabric labels for small businesses and home crafters on your embroider machine. Offer lower prices for repeated orders.

COMMUNITY COOK BOOK. Publish a theme or organizational oriented recipe collection with entries from each family/member/department. Print and distribute for a fee.

COMPANION SERVICE. Accompany lonely, ailing or elderly people alone temporarily, on shopping trips, to and from the doctor, on short tours or when traveling longer distances.

COOKBOOK PUBLISHING. Publish a cookbook of your own favorite recipes (usually a catchy, interesting subject collection). Promote and sell through ads and stores.

COOKING LESSONS. Give gourmet/ethnic/regional cooking, canning, baking lessons in your specialty from your kitchen, or by appointment in your student’s kitchen.

COOKING SERVICE. Prepare complete meals at home, from your traditional or customized (gourmet, ethnic, traditional) menu to be delivered and served hot, or picked up.

COOKING, CUSTOM. An overseas treat: offer genuine American style home-cooking. Prepare and deliver (serve?) complete meals to parties, banquets and private homes.

CURTAIN LAUNDRY. Wash, stretch and pleat curtains in your home laundry. Be sure to learn fabric requirements and have insurance. Offer installation and sell liners.

CUSTOM COOKBOOKS. Assimilate, decorate (personalize the cover) and custom print (on computer), client recipe collections — into their own “family heirloom” cookbook.

CUSTOM HANDICRAFTS. Use your talents to embroider, tat, sew, crochet products for customers with limited time or talent. Make extra good sellers between custom orders.

CUSTOM CLOTHING DESIGNS. Paint, block print or transfer unique or custom designs on clothing for smocks, aprons or fabrics to be used for clothing, curtains or even upholstery.

CUSTOM KNITTING. Take orders for hand-knitted sweaters, stockings and sets (ski outfits?). Make more fast sellers between orders; attach your labels to all products!

CUSTOM TAILORING. Offer the luxury of hand made clothing: shirts, skirts, coats, uniforms, suits. Good service to add to alteration business when you feel competent to start from scratch.

CUT FLOWER BUSINESS. Grow and supply freshly cut flowers to markets and florists in your area. Offer a variety of seasonal or specialize in one (or two) greenhouse/ shade house grown varieties.

DANCING SCHOOL. Instruct others in your dance specialty in group or individual classes. Be sure to “showcase” students to encourage them and publicize your business!

DECORATIVE PATCHES. Design patches, quilt names and sew-on decals for sweatshirts, garden shirts. Design completed garments and do-it-yourself kits.

DIRECTORY PUBLISHING. Publish local information booklets or maps: where to shop, eat, fish or visit. Booklets can be given away or sold by paid advertisers, businesses.

DOLL CLOTHES. Difficult work for expert seamstresses, but pays well. Work with doll makers, collectors, sell at fairs and through advertisements in doll related publications.

DOLL MAKING. Use ceramic molds, hand paint and finish fine dolls to sell to collectors, children and stores. Advertise in doll publications; attend doll shows.

DOLL COLLECTING. Buy, sell and trade fine and antique dolls with other collectors and investors. Visit shows and fairs regularly to keep abreast of trends and prices.

DONUT MAKING. Make and sell a variety of donuts at home or in public view at fairs, flea markets and public events. Offer “specials”: tasty toppings, bargain bags.

DRAPERY SERVICE. Make (have made), clean or alter drapery for private or commercial customers. Sell replacements. Use ads for retail jobs, call on commercials.

DRAPERY CLEANING. Offer in-home (in-office) or pick-up service to renew and re- pleat curtain fabrics. Offer re-lining and expand to do upholstery, walls, and rugs.

DRY CLEANING. Offer a dry cleaning service in your area for clothes, drapes, etc. Send items to processing plant until you are ready to do the cleaning yourself.

ELEPHANT GARLIC. Specialize in growing and marketing this remarkable, delicious giant garlic for gourmet restaurants and stores. Sell fresh, dried and frozen.

ENAMELING/CLOISONNE. Create beautiful, unique enameled objects of art to sell: your own designs, themes, plaques, jewelry, trinkets. Sell at shows and via catalogs.

ERRAND SERVICE. Perform errands for individuals and businesses: go to the corner store or across the country. Deliver or pick up messages, packages, important papers.

ESCORT SERVICE. Supply (legitimate) escorts for official and business functions. Advertise for on-call escorts. Interview and qualify; have your entire services bonded.

ETHNIC ARTIFACTS. Buy/create and market one category of products (Indian, Black heritage, German, Asian). Focus all of your advertising and expertise on specific market segment.

EXERCISE COMPANION. Serve as a walking, jogging companion for company, morale support and extra protection (good in cities). Carry any necessary (legal) protection.

EXERCISE FOR SENIORS. Conduct daily passive aerobic classes and sessions for different categories (agility) of senior citizens at your place, and stops on a daily route.

EXOTIC DISHES. Package and sell your “special” recipe: frozen or fresh; wholesale or retail. Advertise the product locally and rent a booth at fairs to publicize it.

EXOTIC VEGETABLES. Grow high value plants (chives, watercress, capers). Use a small greenhouse to produce big profits. Deliver fresh to restaurants and stores.

EXOTIC PLANTS. Raise and sell especially valuable plants, such as four leaf clovers, rare mosses or delicate begonias. Advertise and display often at fairs and shows.

FOWER ARRANGING. Arrange flowers for parties, banquets, office functions, from general decor to head table centerpieces. Make up displays to sell through stores.

FLOWER DRYING. Raise or buy dryable flowers and shrubs for retail and wholesale customers: one kind packets or arrangements. Sell kits with complete instructions.

FOLK ART GALLERY. Specialize in folk art. Become an “expert” in one or more areas (and receive much free publicity). Buy, sell, take consignments, appraise, teach.

FORMULAS. Research libraries and books for marketable formulas: soap, shampoo, hair tonic, cleaners. Bottle or package under your own label and market locally.

FORTUNE TELLING. If you are good at palmistry or tarot reading, give performances at parties, fairs and at a mall booth and at festivals. Sell booklets, card kits.

FREELANCE HOT FOOD DELIVERY. Contract to use your van to deliver hot food for one or more fast food businesses. Have set of magnetic signs each sponsor. Save them money.

FREEZE DRY FLOWERS. With your equipment freeze dry and preserve wedding bouquets, corsages, centerpieces. Add this service to florist or nursery business for extra income.

GALLOPING GOURMET. Go to people’s homes by appointment; cook them a gourmet meal! Furnish helpers, utensils, condiments, place settings service if desired for extra charges.

GARAGE CLEANING. Contact to clean out garages, sheds and attics for individuals, rental agents and absentee landlords. Get paid for the work AND keep anything of value.

GARAGE SALE SERVICE. Set up, promote and manage garage sales for inexperienced or reluctant clients. Inventory, help price and sell for percentage of the proceeds.

GARAGE SALES. Buy underpriced items at auctions and other garage sales. When sufficiently “stocked” have your own — or hold “joint” sales at various locations.

GENEALOGY. Trace and document family archives. Provide records and related artifacts to descendants. Charge by amount of research involved and documents produced.

GHOSTWRITER. Write articles, letters, reports, speeches and other papers for busy executives and those with little talent in this area. Provide signed agreement to clients.

GLASS ETCHING. Custom-etch glassware for individuals, and to order for retail stores. Offer monograms, town or company logo, family crest, art designs or scenery.

HANDBAGS. Specialize in ladies handbags. Make them in your “factory” to retail or wholesale, or buy and stock a wide variety of sizes, styles, colors and prices.

HANGING PLANTS. Specialize in hanging plants of all sizes and descriptions. Display when in peak condition in various types of attractive pots, holders and hangers.

HEALTH FOODS. Use only natural fertilizers and pesticides in your garden to produce higher priced organically grown products. Sell as “organically grown” products.

WORD PROCESSING. Produce “editable” drafts and finished professional letters, manuscripts and documents for students, lawyers, writers and businesses. Allow editing prior to final printing.

HERB HOUSE. Grow, process and sell herbs that grow well in your area (or greenhouse). Package products separately and in blends (e.g. pickling preparations).

HERB PLANTS. Provide live, healthy potted herbs (basil, chives, borage) for really fresh seasoning to gourmet restaurants. Exchange for new plants as needed.

HERBAL SEASONINGS. Develop, package and market your own blends of seasonings for local, hopefully wider distribution. Arrange for attention-getting packaging to expedite sales.

HERBAL AND SPICE TEA. Blend and sell different blends of herbal teas. Include leaflets with history and folklore in each package. Use uniquely decorated containers.

HOBBY NEWSLETTER. Originate a newsletter or directory for and about hobbyists and their crafts. Build readership by fostering participation, exchanging ideas, listing fairs and supply sources.

HOBBY KITS. Sell do-it-yourself hobby kits in your field of expertise. Include step-by- step guidance and pictures to help beginners learn the craft.

HOLIDAY, SPECIAL EVENT BASKETS. Prepare holiday and special event baskets of fruit, flowers, “goodies”. Wholesale or consign to gift stores and advertise custom retail work.

HOME-CANNED GOODS. Take orders or sell home canned goods from your garden. Offer ethnic, regional, or dietary (low-salt/sugarless) as well as “regular” recipes.

HOME-SMOKED MEATS. With your smoker, recipes and wood selection, smoke and sell your sausage, hams, ribs and chicken. Offer hot smoked meats & sandwiches for holidays and banquets.

HOME PERMANENTS. Specialize in giving “home perms” at “their” place. Go to offices, homes, hospitals, senior citizen centers by appointment or on a route.

HOME STUDY COURSES. Sell/rent new/used home study courses. Buy new courses on sale (when available), buy courses back from students. Sell locally and by mail order.

HOMEMAKER’S HELPER. Provide temporary relief or assistance for sick, vacationing or just plain “pooped” moms. Charge by the hour or job (more than a full-time helper).

HOMEOPATHY. Specialize in natural remedy products and related folklore. Provide information on “reputed” remedial properties. Be very careful not to offer “cures”.

HOROSCOPE SERVICE. Provide horoscope/astrology information to clients — prepare manually or use your computer program to select and/or print out the information.

HOSPITAL GROOMING. Assist patients with nail, hair, skin care in hospitals and nursing homes. License may not be needed to provide an appreciated service on a route.

HOUSE CLEANING. Offer one-time or periodic house cleaning services. Perform the heavy tasks (shampoo rugs, clean stoves, wash windows, wax the floors, defrost, etc.)

IMPRINTED CLOTHING. Print (or have printed) names, designs, slogans on T-shirts, hats, uniforms by heat transfer, screen or sublimation for schools, companies, or tourists.

INSTRUCTIONAL VIDEOS, CASSETTES. Make recordings of yourself or others teaching and demonstrating their crafts and specialties. Market via mail or wholesale to stores.

INVISIBLE MENDING/WEAVING. Repair snags, tears, burns in fine clothing and fabrics. Advertise locally work with cleaners and clothing stores in your area.

JEWELRY SALES. Sell inexpensive to fine jewelry to friends, through party plans, direct from advertisements, or wholesale to local stores. Compare suppliers constantly!

JEWELRY BOXES. Make fine jewelry boxes (lined, lacquered, inlaid, shell covered) for gift stores, catalog sales and retail sales. Add music works for extra profits.

JEWELRY CREATIONS. Use your talent and ingenuity to mass produce or individually create exquisite jewelry — from virtually anything from diamonds to sliced bamboo.

JEWELRY BUYING (OLD). Buy old, “worn out” or “outdated” jewelry for “salvage”. Actually, rejuvenated old jewelry is quite valuable! Sell “waste” only as salvage.

JUNK JEWELRY ART. Buy old jewelry and create designs on framed velvet backgrounds. Glue on beads, drill holes for lights. Wire and light for a spectacular display.

KID PHOTO DOLLS. Take or use photos of kids to make various size (up to full size) “paper dolls” of client’s children. Cut out, seal in plastic and mount in slot on sturdy plywood and base.

KITCHEN SPECIALTIES. Whip up and sell your mouth-watering or prize-winning recipes. Sell to local restaurants or advertise with big posters at the fair booth. Sell hot, canned or frozen!

LAPIDARY (GEM MAKING). Operate a “rock shop” in your garage. Cut, polish facet, shape and mount gems in commercial findings. Sell mounted, unmounted gems and jewelry.

LIVE-IN AGENCY. Check out both prospective employers and workers. Charge fee to find a reliable widow to stay with elderly person who would otherwise have to go to a home.

LOCAL WHO’S WHO. Compile and publish a directory or index with biographical sketches of prominent people (pioneers, heros, leaders) in your area, past and present.

LOCAL HEROES. Research and write items about local heroics (police, scouts, lady pioneers, ancestors). Sell to local publications and again later as a collection.

LONELY HEARTS. Advertise for, list and match names of people who would like to meet others. Consider age, interests, hobbies, what they like in others, church affiliation, education.

MACRAME. Make and sell a good selection of hangers and hangings. Take orders for custom work. Find (keep secret) good sources for materials, sell do-it-yourself kits.

MAGAZINE SUBSCRIPTIONS. Sell a variety of magazine subscriptions from your “office”; Use “gimmicky” ads, give credit for leads and do lots of telephone canvassing.

MAIL ORDER SALES. Find the right product, “showcase” it, advertise it, and sell it by mail (ad and/or mailing lists). Caution: Heavy competition and many “sharks”!

MAIL ORDER BOOKS. Sell books by mail (most suppliers will drop-ship). Always offer follow-up products and check several sources before “signing” with any one.

MANICURE SERVICE. Provide nail care service in or from your “salon.” Check needs in hospitals, nursing homes, even office and factory workers on break.

MINERALS AND GEMS. Where petrified wood, meteorites, jade, or other potential gem minerals are available, gather and process them. Sell finished jewelry and stones.

MINIATURE GARDENS. Create various sizes of garden-like displays of live plants for hospital sick rooms, boxes for balconies, rooftop planters, offices and residences.

MONOGRAM SERVICE. Embroider names, logos, initials on clothing, uniforms and company team jackets. Specialize in a style or service, charge extra for custom work.

MULTI-LEVEL SALES. Work with reputable company (e.g. Amway, Watkins) to make money from sales of merchandise — both your own sales and those by others that you sponsor into the program.

MUSHROOM CULTURE. Grow and sell mushrooms. Fill standing gourmet restaurant and store orders, advertise for retail sales. Can, freeze or dry leftovers and stems.

NAIL POLISH MANUFACTURING. Buy red lacquer in bulk and bottles in bulk. Mix in various colors, bottle and sell. Add your own nail polish remover (acetone mixture).

NARRATING. Use your speaking ability to narrate private or commercial movies, videos, demos and advertisements. Sell taped versions for slide show presentations.

NATIVE PLANTS. Become an expert on plants native to your locale. Grow, propagate and improve. Raise the value of your plants and seeds by enclosing an informative brochure in each pack.

NATURAL JEWELRY. Make and sell jewelry and decorations from seeds, twigs, berries. Example: China berry seed necklaces, “moose-apple” pins, acorn beads, willow wreaths.

NATURE’S PRODUCTS. When in an area with wild products (hickory nuts, maple syrup) that you can harvest, do so! Process, package and sell as genuine products of nature.

NECKTIES. Make and sell exclusive, hand made ties from exotic materials from all over the world. Offer a wide selection of designs, attach your exclusive label.

NEEDLECRAFT. Make and sell homemade items (pot holders, bonnets, towel rings) to sell on consignment, to mail order catalog companies, or through parties and ads.

PAPER SCULPTURE. Create and sell your own unique “heads”, figures, caricatures, abstracts, even effigies! Sell for up to $5O each for holidays, promotions, parties.

PAPIER MACHE SCULPTURE. Create a selection of your “standard” caricatures, pinatas and offer custom versions. Assemble do-it-yourself kits with full instructions.

PARTY PACKAGES. Make up and market complete party packages with innovative games, masks, favors, stunts and entertainment for various age, size and interest groups.

PARTY PLANNING. Take complete charge of customer’s planned party: decorate, schedule activities, send invitations. Arrange entertainment, catering and clean-up.

PASTE CRAFT. Glue unusual fabrics onto hard surfaces (trays, dishes) to sell in craft shops. Build stock of fabrics and projects, teach, sell do-it-yourself kits.

PEN PAL SERVICE. Advertise in overseas publications. Offer to enroll host country citizens in correspondence clubs for US or other nationality pen pals. Offer introductions.

PEN PAL CLUB. Advertise for members and arrange into categories by age, location, sex, interests, etc. Charge for membership (or newsletter), addresses or “matches” from your files.

PERFUME BAR. Stock and sell a selection of genuine and/or “imitation” brand perfumes and accessories from your salon (have samples and take orders to start).

PERSONALIZED OFFICE ITEMS. Make and/or sell personalized (engraved or monogrammed) office accessories: logos, coffee cups, desk signs, paperweights, briefcases, etc).

PET SITTING. Feed, water, clean up after and check on pets twice a day in their homes while owners are away. Call owners or veterinarian if there are any problems.

PET HOTEL. Board and care for pets in your kennels or cages while owners are away. Or, work with assistants who provide “foster homes” for unusual or pampered pets.

PET TATTOOING. Offer this permanent identification service to breeders and individuals to deter theft, expedite recovery of lost pets and confirm lineage (e.g., breeder has record of marks).

PIES AND COOKIES. Take orders or contract for baked goods from your kitchen. Deliver to customers or stores daily with your name and logo imprinted on the cartons.

PILLOWS. Make and decorate designer, fancy, or “down home” pillows to sell in boutiques, fairs, party plans, sales catalogs and/or advertisements and mail order.

PLANT SCULPTURE. A profitable specialty: braid trunks, shape into interesting forms. Trim, bend, graft, to create valuable sculptures that bring premium prices.

POMANDERS. Revive this old Egyptian art: process oranges into hardened and long- lasting sachets. Use spice and perfume mixtures and penetrating cloves: sell!

POPCORN PRODUCTS. Make and market various popcorn base products. Give your recipes exotic names. Create your colorful holiday and special occasion containers.

POTTED PLANTS. Learn to start (propagate) and groom popular potted plants. Display in attractive settings, especially when they are in bloom or full foliage.

POTTERY. With your potter’s wheel, make, fire and sell your own style of pottery. Encourage onlookers and students and put your “mark” on every piece you offer for sale.

PRINTS, LINOLEUM. Cut your artistic designs into linoleum blocks; make and frame your prints. Teach the art, sell kits, publicize student work (great advertising!).

PRODUCT DEMONSTRATIONS. Contract with food brokers to demonstrate consumer products (prepare and give out samples) in supermarkets, drug stores and shopping malls.

PRODUCTBROKER. Buy a quantity of a product wholesale (preferably at a close-out price) and advertise it as a “one-time special” locally. Sell leftovers at close-outs!

POTTED PLANTS. Learn to start (propagate) and groom popular potted plants. Display in attractive settings, especially when they are in bloom or full foliage.

POTTERY. With your potter’s wheel, make, fire and sell your own style of pottery. Encourage onlookers and students and put your “mark” on every piece you offer for sale.

POTTED PLANTS. Learn to start (propagate) and groom popular potted plants. Display in attractive settings, especially when they are in bloom or full foliage.

POTTERY. With your potter’s wheel, make, fire and sell your own style of pottery. Encourage onlookers and students and put your “mark” on every piece you offer for sale.

PRINTS, LINOLEUM. Cut your artistic designs into linoleum blocks; make and frame your prints. Teach the art, sell kits, publicize student work (great advertising!).

PRODUCT DEMONSTRATIONS. Contract with food brokers to demonstrate consumer products (prepare and give out samples) in supermarkets, drug stores and shopping malls.

PRODUCTBROKER. Buy a quantity of a product wholesale (preferably at a close-out price) and advertise it as a “one-time special” locally. Sell leftovers at close-outs!

PRODUCT REPACKAGING. Buy bulk products (nails, beans, vinegar) by the ton or barrel. Re-package into neatly labeled packets, pints, boxes and sell for much more.

PUPPET MAKING. Create your own puppets (cartoon, caricatures or custom faces). Give shows at children’s parties, train both “actors” and puppet makers. Sell kits.

QUILTING. Make and sell beautiful homemade quilts from “scraps” in your “spare time”. Take color photographs of each quilt and make a “catalog” to show them.

RAG DOLLS. Make and sell rag, sock and similar stuffed dolls in your own unique fashion. Attach your label and offer to stores in your area and via mail nationwide.

READING TO PATIENTS. Visit hospitals, nursing homes or individual homes and read stories, novels to patients. If time is limited, read a chapter a week. Charge relatives.

REAL PEOPLE DOLLS. Make and dress doll representations of real people (heroes, historical, actual clients). Include information about the person. Present in attractive glass display boxes.

RECIPE SALES. Perfect your favorite recipes. Promote and sell them individually, in small sets, or collections. Sell something that will make the cook look great!

REPORT WRITING. Write information or “how-to” articles on subjects in which you are well versed. Sell to technical publications or advertise and sell “reports” direct.

RESIDENTIAL POSTCARDS. Take pictures of well-kept homes and make.

RESUME SERVICE. A professional resume writing services: interview and review qualifications. Slant for types of job sought: include picture on each resume (computer programs exist).

RUG MAKING. Make sell hand woven (or?) rugs in standard and custom designs. Offer instructions, materials do-it-yourself kits, plus related supplies and equipment.

SCARECROWS. Make and sell authentic scarecrows for gardeners and garden displays. Also, sell kits, complete with frames, straw, and old clothes and face parts.

SCREEN PRINTING. Set up a silk screen apparatus in your shop to print anything from a small badge to a large order of real estate signs, even fabrics and labels.

SEED PACKETS. Collect, sort, label and sell packets of selected wildflowers or plants native to your area. Include instructions, history and folklore on each package.

SEED DEALER. Buy bulk seeds from suppliers or farmers. Repackage into small packets and blends. Add instructions and package along with folklore info; wholesale to local markets.

SEWING SERVICE. Make repairs and do alterations for non-sewing (busy bachelor?) clients needing buttons, adjustments. Charge extra for one-day or “emergency” service.

SEWING CLASSES. When qualified, hold sewing classes in your home. Offer full courses as well as special “how-to” seminars for specific techniques. Sell material and supplies to students.

SHELL CRAFTS. Use glue, dyes, toy animals eyes, props and your imagination to make shell decorations and novelties to sell at fairs and wholesale to local stores.

SHOPPING SERVICE. Do grocery shopping for clients. Get their list, buy and deliver. Use your shopping, pricing experience and volume buying to get best values.

SHUT-IN SERVICE. Call and/or visit temporary or permanent shut-ins on behalf of absentee relatives. Take magazines, play games, read to them, and be their friend.

SILK FLOWER RENTALS. Make up silk flower arrangements for weddings, funerals, bar mitzvahs and banquets. Sell, rent and offer do-it-yourself baskets, centerpieces, etc.

SNAIL RAISING. Raise and sell fresh “escargot” (edible) snails for gourmet restaurants. Preserve, package and sell leftovers to local stores or a food broker.

SOAPMAKING. Learn as a hobby or adjunct to candle making. Create and sell various shapes, colors, fragrances. Mold prepared solutions or make your soap from scratch.

SPECIALTY FOODS. Represent one or more suppliers of specialty foods (diet, ethnic, gourmet) to restaurants, stores and/or individuals. Advertise for customers.

SPECIALTY MERCHANDISE. Sell a line of merchandise from your catalogs and samples to retail stores, individuals, and sub-sales efforts like parties or group discounts.

SPICES AND HERBS. Grow spices and herbs that thrive in your climate (and greenhouse). Sell dried, blended, freshly cut, in flats or pots, packets and bunches — ready for use.

SPIDER FARM. Raise different kinds of spiders: sell webs to scientific institutions. Sell to schools and laboratories. Write booklets for each species.

STAMP APPROVALS. Buy U.S. or foreign stamps in bulk; search for valuables (to sell individually); sell the rest in packets or as approvals (e.g., 2 for each one kept).

STAMP DEALING. Buy, sell and/or trade postage stamps of the USA or world. Buy in bulk, sell packets, mixtures, sets and singles to beginning or intermediate collectors.

STENCILING (FABRICS). Design your own stencils for interesting fabric designs. Apply to clothing and fabrics for sale. Sell stencils, fabric kits paints, dyes and supplies.

STORY TELLER. Narrate stories at children’s’ parties. Use props (dolls, pets, puppets) and audience participation. Perfect the stories then tape or put down on paper.

SURPLUS PRODUCE. Buy peaches, tomatoes, etc., when in season and price is low. Preserve (freeze, can, dry) to sell when the price goes later in the season or in winter.

TAILORING. Use your skills to custom tailor men, boys and women’s garments (including jackets, uniforms, suits) in or from your home “shop”. Attach your own label.

TALENT AGENCY. Locate and list people (and animals) with unusual talents (charge a small listing fee). Send lists to talent agents, producers, show managers, and actors.

TAMALES AND TACOS. Take orders for tamales, tacos (or other specialties) in your kitchen for customer or pick-up (or delivery to restaurants). Freeze leftovers.

TELEPHONE CANVASSING. Contract with salesmen or businesses to obtain leads or potential customer info for them from your telephone operation. Charge by the lead.

TELEPHONE SALES. Call listed or phone book names to sell merchandise or services (yours or client’s).Charge a sales commission and keep ALL profits on your products.

TEMPLE RUBBINGS. With lumber (or similar) crayon and rugged, fabric, copy stone or metal relief designs by rubbing onto covering paper or fabric. Seal, frame and sell.

TERRARIUMS. Start and nurture plants in bottles and plastic containers that require little if any watering. Grow plants to peak of attractiveness and sell, container and all.

TOWN HISTORY. If none exists, “publish” a booklet about your town. Sell direct and/or to merchants for resale or to give away (consider including paid advertisements.)

TURTLES. Raise and market various types of turtles: edible, aquarium, decorative, pet shop and possibly larger ones to protect species and/or market to zoos and preserves.

TUTORING. Provide assistance by appointment or scheduled classes to students (anyone in need) of your expertise, whether academic, technical or operational skill.

TYPING SERVICE. Do typing jobs in your home: for doctors, lawyers, business people, and students. Charge less than word processor but still make a nice profit.

USED BOOKS SALES. Buy, sell and trade used books: novels, reference, science, text, even collector editions from your home.

VEGETABLES, OFF SEASON. Grow and sell “vine ripened” (with lights, heat) tomatoes from your greenhouse in winter, fresh corn in spring, ripe strawberries in the fall.

VITAMIN SALES. Sell one or more lines of vitamins and supplements, some with generic or your name “brand.” Advertise and/or enlist user/helpers and party plans.

WEAVING, SPINNING. On old fashioned equipment, spin, weave and dye authentic, hand made fabrics that command high prices; sell kits, instructions and folklore.

WEDDING CONSULTANT. Plan and coordinate weddings from start to finish: decor, guests, dresses, schedules, catering, photographer, etc. Receive fee and commissions.

WILD BERRIES. Pick, preserve and sell wild (only!) blackberries, gooseberries, etc. Prepare different forms, but always emphasize that they are genuine wild products.

WILDFLOWER SEEDS. In your travels, gather wildflower seeds. Seal and label, then take home and cultivate to produce seeds for packets “from around the nation.”

WILDFLOWER PLANTS. Start, nurture and market when ready, genuine wildflowers and plants of local interest. Have small brochures printed for each plant (this sells them).

WINE AND BEER MAKING. After perfecting your recipes, sell kits, instructions and supplies (not the product) to others who would also like to make their own too.

WORD PROCESSING. Produce “editable” drafts and finished professional letters, manuscripts and documents for students, lawyers, writers and businesses. Allow editing prior to final printing.

WRITE FOR CHILDREN. Write poems, Sunday school stories, puzzles, explanations, riddles, etc., for children. Sell to local papers, children’s book publishers or in your own booklets.

WRITING, FREELANCE. Starting with local articles (even “filters”); sell or even GIVE to local paper (to be “published”). Work up to articles and stories that sell.

YOUR-BRAND PRODUCTS. Make or formulate your own line of household (or?) products from “secret” recipes. Design your own packages and advertising and market your products.

Tips, Tricks, and Tools for Promoting Your Business Online

The speech is on Now – Middle Class in America – don’t miss it! LIVE

“The President is delivering speeches that touch on the cornerstones of what it means to be middle class in America: job security, a good education, a home to call your own, affordable health care when you get sick, and the chance to save for a secure, dignified retirement.”
President Obama Speaks at the Jacksonville Port Authority

Published on Jul 24, 2013
At Knox College, President Obama kicks off a series of speeches that lay out his vision for rebuilding an economy that puts the middle class and those fighting to join it front and center. July 24, 2013.

Make Big Money With Your Own Newspaper Clipping Service

This is a very lucrative business, and it’s growing in demand and popularity. There are thousands of people in all parts of the world who are making hundreds of dollars each week, just reading and clipping news item in the privacy of their own homes!
The press-clipping business is very much misunderstood by most people, and therefore there are a lot of people who are very skeptical about it as a way for ordinary people to make extra money at home. If you explain to friends or neighbors that you operate a press clipping business, most of them will think you pore through the obituaries, funeral notices, ad wedding announcements. Clipping these out and sending them to people or relatives of the people being written about.
In reality, this is but a very small part of the home-based newspaper clipping service. The really successful press clipping services have contracts with companies and organizations that want to keep current on any number of matters reported in the papers.
Some companies hire clipping services in order to keep track of what their competitors are doing. Other companies, including businesses of all kinds, use clipping services as a means of locating sales leads and new customers. National magazines and newspapers are always in need of different or interesting material, and frequently employ home-based clipping services.
To set yourself up in this kind of business, you’ll need only a pair of scissors and as many different newspapers and magazines as you can subscribe to. A visit to your local public library should be most informative relative to newspapers and magazines available to subscribers.
You should also visit your local wholesale paper house, or make a deal with the local stationery store to buy labels at a discount price. You’ll want to attach these labels to the top of each clipping you send to your clients. On these labels, you’ll want to print the name of the publication the clipping came from, and the date it appeared, as well as your on name and address.
The next step is simply to start clipping articles that mention or talk about specific companies or people. File you clippings in envelopes or boxes according to industries or types of businesses, by company name, ad according to the names of the people mentioned.
Once you have ten or more clippings that talk about a particular company or person, put them in an envelope and send them to that company’s owner or public relations director. You should include a short note with the clippings, explaining your service and your fees.
You should try to get your clients to agree to pay you a monthly “reader’s fee,” for which you agree to look for anything in the newspaper about him or his company or industry. Every time you spot such an article, you of course clip it, and send it to him.
A minimum monthly “reader’s fee” is usually $25, but it can vary according to the number of publications you read, and the number of clippings found. Generally, a clipping service that scans statewide publications charge about $50 per client, or $100 per client for those wanting clippings from national publications. These fees, of course, are monthly fees, and you can easily see how you could make very good money with just 20 or 25 clients.
To promote and build your business, you can scan your local business services directory and send out a solicitation letter to each of those listed. A couple days after you’ve posted your sales letter, you should follow up with a phone call. A short, to-the-point ad under “Business Personals” in your daily newspaper will also bring in new clients for you. And as soon you can afford it, go with at least a small display ad in the yellow pages of your telephone directory.
You should definitely contact relations firms, advertising agencies, and civic organizations in your area. Explain your services and ask them if they have any special clients or needs you can help them with. You’ll find many of your local political and “cause” groups very interested in receiving clippings about their opponents.
Clipping services in one form or another have been around since the advent of the printing press, and as stated earlier, they’re becoming more in demand. It’s definitely the kid of business anyone who knows how to read can set up an ad; and operate with an absolute minimum investment.

Tips, Tricks, and Tools for Promoting Your Business Online

Simple Ways Of Raising Thousands Of Dollars In Hours

Your Lucky Break – But Can You Afford It? You’ve just seen the chance to put together a great deal for yourself – a “can’t miss” new business, a chance to invest in someone else’s, or you’ve found the ideal property on which to build your new home. But you need $10,000 cash, and right away!

Could you raise it overnight? Could you raise it at all?

Actually, it’s easier than it sounds, and if you can’t do it right now through the ways we’ll show you, then you should start making preparations so that, when your chance does come, you will be able to raise the money overnight and take advantage of some terrific deal.

Raise $10,000 in 24 Hours!

As a person who believes in getting the most out of life, we assume you already have several national credit cards which enable you to buy things when you want them even if you’re temporarily short of funds. But did you know that these same credit cards, nearly all of them, also allow you to “buy money!”. The “cash advance” privilege that these cards extend is the best way to raise the cash you need, immediately, and with no questions asked! If you have reasonably good credit, your credit limit on each of your credit cards should be $500 to $1,000 at least, with American express often giving a $2,500 limit, and if you have ten cards with this cash advance privilege, each with a $1,000 credit limit, you can simply go to the banks involved, and draw out your $10,000!

If you don’t have them you may not realize that it’s possible to have ten credit cards that offer cash advances, but you must remember that different banks sponsor different cards, and they all want you to use their card. For example, you can have a Visa from Chase Manhattan, and another, separate, Visa from Bankers Trust, plus a Master Charge card from Citibank, and a second Master Chargecard from Chemical Bank. The possibilities are numerous, and you should take advantage of them for this is certainly the easiest way of raising cash quickly. If you don’t hold these cards now, then you should begin to establish the credit that will enable you to get them in the near future, so you will have the reserves available when you too need to raise cash quickly.

Top of the Line – the T&E Cards

Aside from the no-fee cards like Master Charge and Visa, there are also the travel and entertainment cards like American Express, Carte Blanche and Diners Club. These cards charge a yearly fee for holding them, and are more difficult to get (your annual income and your credit standing must be higher), but the amount of cash advances they allow you to draw on are higher, running as high as $2,000 or $2,500 each. American Express even offers a Golden American Express card, which many business men use, which allows them about $5,000 of instant cash immediately!

Another Sure-Fire Way to Get Cash Fast!

Most bank accounts today, and yours is very likely to be among them, come with automatic overdraft arrangements whereby you can write checks for more than the balance you have in the bank, and the bank will honor them merely automatically adding loan money to your account, and charging you the interest due for that loan. In effect, this is an immediate and automatic loan to you, without any current credit check – which is especially handy if, at the moment you need the money, you happen to be unemployed, and planning to start a new business, which banks sometimes look upon with disfavor, and refuse to loan upon until you’re big and successful! So go ahead and write a check for the full amount that you’re allowed to draw upon, which is seldom less than $1,000, and which, in some banks goes to $5,000 or more.

If you’re lucky enough, or provident enough, to have established two or three bank accounts while you were in the chips, each with its “ready-credit”, “check-credit” or whatever-they-choose-to-call-it provisions, you can, of course, really cash in on this one, completely legally, and amass enough capital for your new business.

Blood is Thicker Than Water!

If you’re stuck for sources for capital, or at least for sufficient capital for the business you have in mind, give some careful thought to whom you could ask to help you. Almost all of us have a favorite relative or two, and, if we’re lucky, at least one of those may have money. Of course it’s nice if he or she has loads of it, we all like to have a rich uncle, but even if the amount is not enormous, perhaps you’ll succeed in persuading one or more of
your relatives that they should help you, from whatever they’ve got put by for a rainy day. Mother, father, uncles, aunts, brothers, sisters, even cousins – try’em all where there’s any chance at all they might have some bread stashed away, and might spring some loose for you.

If your relatives are friendly to the idea, but they want to hold on to their funds, don’t overlook another neat idea – one of them can co-sign with you on a bank loan, and this almost always ensures that your bank will go along with a loan that they might otherwise have refused, or give you a loan for a much larger amount than they would have granted you yourself on just your own personal credit. It’s really no skin off their back, just so long as you keep up the payments on the loan. Of course, co-signers are not restricted to relatives. You can have your best buddy, or your girlfriend or a fellow employee co-sign for you.

Don’t Forget Your Friends!

Sometimes we don’t realize that we’re lucky enough to have some good friends, who, in a case of this sort, might be willing to come through with a loan for us.

Insurance Policies Can Do More Than Just Protect You! Depending on the type of life insurance policy you now hold, and especially if you’ve had it for a number of years, you may be eligible to borrow against its “cash value”. In most cases, this money is available to you at a very low rate of interest, and also, generally, you can keep the money out, providing you pay the interest, without having to repay the principal at any set time.

Another Hot Idea for Raising Cash!

If you’re buying the home you’re living in, and have a conventional home mortgage, you may not realize that if you’ve been paying down the mortgage month by month for a number of years, you have a considerable equity built up. In addition, your house may now be worth more than you originally paid for it. Therefore, either your present bank or another may be willing to refinance your mortgage, which will provide you with a chunk of available cash with which you can capitalize your new business. One advantage of this scheme is that you will most likely not increase your monthly payment by very much, perhaps it will not increase at all (although payments may extend for additional years at the distant end). and thus you will not have a heavy loan repayment schedule added to your obligations early on in the beginning of your business.

Besides the possibility of refinancing the original mortgage on your house, there is another way of using the equity you may have in your house – you can get a second mortgage, either from a bank or from professional lenders. One reason why you might go the second mortgage route would be if your first mortgage was written at a very favorable rate of interest (such as 5 1/2% or 6%) which you would not be able to match on your refinanced mortgage, and consequently you would not want to refinance the larger principal amount.

A Windfall May Be In Your Attic!

Have you considered, while you’re looking around for sources of cash, what you have right in your own home? Some of those heirlooms, paintings or other antiques which you or your wife may not care for, and which you may have stashed in the spare room or the attic, may be worth a lot of money, far more than you have ever imagined. Get them appraised, show them to a knowledgeable dealer or a friend who’s an antiques buff, and find out if you’re sitting on a goldmine that you never even knew existed!

Collect What’s Due to You!

Do you have some friends to whom you have loaned money in the past, and who have not yet paid you back? Or are you owed money for services rendered of one sort or another? Or does an ex-employer still owe you sick pay or vacation pay that he has not paid you? Don’t let these things lie any longer unpaid – you need that money now! Put on the heat, make some urgent phone calls, write a few letters. For most collections, the Small Claims court can be a great help.

For collecting from your employer, your best bet is the U.S. Dept. of Labor, Wage and Hour Division, which will almost certainly have an office in your city. If your claim has merit, they will make sure that you receive what’s due you.

Summary and Recommendations

All of the many suggestions contained in this Report should certainly get you the capital you need to start your business. Of course, you can combine two or more of the methods if no one alone will provide what you’re looking for. And although we’ve not specifically mentioned it, don’t forget that regular commercial banks (not savings banks, they’re not allowed to) will sometimes make loans for the establishment of new businesses if the know the borrower from past experience, and see a potential in the proposed business. Don’t assume they will say no, and so don’t ask them. You’d be surprised, they may just say “yes”. They’re particularly likely to lend you some of the money you need if you’ve already proved that you can raise money and that you have the majority of the money you need. For example, if you’ve raised $10,000 already by other methods, they may come through with an additional $3,000 for working capital.

It’s a fact that in raising money, the more you seen to have, the more people will be willing to lend you, so once you’ve begun to make money based on your initial $10,000, you will find it easier to borrow more to keep you business or other new venture going. While not all of the ideas in this Report can really be worked out overnight, once your foundations are laid, in credit, in relationships with relatives, friends, venture capital and government sources, it is easy to raise funds when you need them, from people who have learned from experience that you’re a good businessman to lend to!

Tips, Tricks, and Tools for Promoting Your Business Online

You Can Win Oil Leases From The Government

The public faces a barrage of newspapers, telephone and direct mail advertisements promising quick wealth and fortune through “too good to be true” opportunities. Perhaps you have been among those invited to take advantage of such opportunity by entering a drawing for oil gas leases on federal lands. The ad says: write for details or send a check to cover the cost of filing fee and other services, and have your name entered in the drawing.
It is really possible to strike it rich? How slim are the odds and what are the risks? The purpose of this report is to acquaint you with the procedures involved regarding oil and gas leasing form the Government.
Lands that are not within any known geologic structure of a producing oil and gas field, commonly known as “wildcat” lands, are subject to leasing to the first qualified person making application for a lease. Such lease is termed non competitive since the applicant is entitled to the lease without competiting bidding.
Many tracts offered for non competitive leasing are in the Western States where most of the public land is located. These are the states of Alaska, California, Arizona, Colorado, Idaho, Montana, Nevada, New Mexico, Utah, and Wyoming. Occasionally, a few tracts in Washington and Oregon are offered. Tracts in the Midwest and East are also put up for non competitive leasing. The tracts are primary in Alabama, Arkansas, Florida, Louisiana, Michigan, Mississippi and Ohio.
Each State Office of the Bureau of Land Management prepares and posts a list of lands within its jurisdiction that are available for releasing. These tracts range in size form 40 acres up to a maximum of 10,240 acres. These list a may be viewed in the State Offices or obtained from the State Offices by mail for a small charge, usually $5 to $10 per list.
If any lands are available for releasing, the Bureau of Land Management State Office posts its list on the first day of business for the months of February, April, June, August, October, and December. Applications are accepted until the close of business on the 15th working day after the list is posted. If more than one application is received for a given tract, a drawing is held to decide who will get the lease. All application for simultaneous oil and gas leases must be submitted to the Wyoming State Office, which maintains a central computerized system.
Federal oil and gas leases may be obtained and held by any citizen of the United States; however, no lease may be acquired by a minor, but it may be issued to a legal guardian or trustee in behalf of the minor. Associations of citizens and corporations under the laws of the United States or of the State also qualify.
Aliens may not hold any interest in leases. They may, however, own or control stock in a corporation holding leases, if the laws of their country do not deny similar privileges to citizens of the United States.
No person, association, or corporation may hold, own or control oil and gas leases for than 246,080 acres in any one State.
Applications may be filed on any of the parcels shown on the list posted in the BLM State Office. The parcel applied for must be identified by the number shown on the list.
Each offer to lease must be submitted on a official Automated Simultaneous Oil and Gas Lease Application (forms 3112-6), The applications must be fully completed and personally signed in ink by the applicant, or anyone authorized to sign on behalf of the applicant, during the filing period.
Each part B application form must be accompanied by a non refundable $75 filing fee for each parcel, and the first year’s rental of $1 per acre or fraction thereof. Each applicant must contain the actual business or residential address of the applicant. Addresses of third parties filing on behalf of the applicant are not permitted.
An applicant may file, or have an interest in, only one application for any one parcel; however, an applicant may file, or have an interest in, one application each for as many different parcels as he or she wishes.
After the close of the filing period on the 25th working day after the list is posted, a computer-generated random selection is conducted at the Wyoming State Office. Because of the heavy volume of applicants that must be processed, selection does not occur until the following month.
One applicant is randomly selected for each numbered parcel. If the applicant selected is unacceptable or rejected, a reselection will be made by computer from the remaining applications. Each applicant is notified of the results of his application in the random selection. The advance rental will be refunded to nonwinners.
It should be remembered that these lands have been leased previously and are not known to contain deposits of oil or gas. Neither the Bureau of Land Management nor any other Federal agency can make any recommendation concerning the potential value of any parcel offered for non competitive leasing.
Most applicants use a “Filing Service” to select parcels. Some service charge a fee to evaluate parcels on the basis of geological and marketing data; others offer maps and information about the activities of oil companies operating in the area where the various parcels are located. A third type of filing service charges a fee for selecting a parcel from the list posted by the Bureau and assisting the applicant in filing application.
Neither BLM, nor any other Federal agency, endorses any filing service. None are in any way with the Federal Government. Be wary of filing services that paint an overly optimistic picture of your chances of winning and making money. Consider these firms may file for hundreds and even thousands of clients on a limited number of parcels, and the more interest these firms can generate in drawings, the more applications will be filed on each parcel, and the less chance each individual will have of obtaining a lease.
The names of firms or individuals that specialize as filing services may be located through business or professional associations, through oil and gas trade publications or chambers of commerce. They sometimes are listed under the heading “Federal Leasing Services” in the yellow pages of telephone directories.
Anyone considering the use of a filing services should carefully examine what services are offered and how big a premium is being charged beyond the required $75 filing fee and the advance rental that must be paid to BLM for each filing.
Possible source of information on a filing service are the Better Business Bureau in the area where the firm is located and the State, county or local consumer protection agency.
The lease grants the lessee the right to explore and drill for, extract, remove and dispose of oil and gas deposits, except helium, that may be found in leased lands. Such leases are issued for a period of 10 years and so long thereafter as oil and gas are produced in paying quantities. The lessee cannot build a house on the land, cultivate the land, or remove any minerals other than oil and gas from the leased land.
Before any drilling operation can commence, the lessee or his operator must furnish a bond to assure compliance with all the lease terms, including protection of the environment.
The value of oil and gas leases varies greatly. None of the tracts offered has known potential for oil and gas production. In certain cases, non competitive leases have brought substantial profit to the winners. Generally, however, these leases average only a few dollars per acre if resold.
Many people who acquire an oil and gas lease through the leasing system do not intend to drill for oil or gas. Often the motive for entering the drawing is to sell the lease to an oil company for a profit.
If the lease is located in an area which may be attractive to industry, interested buyers may make an offer. A willing buyer may offer a lump sum for a lease. In some cases, the original lessee can negotiate to retain a royalty interest in any future production from the lease.
Any person who considers entering the oil and has drawing should keep certain facts in mind:
* The land offered for leasing was formerly included in oil and gas leases that expired, terminated, or were relinquished or canceled.
* The land involved is not recognized as being within a know geological structure of a producing oil or gas field.
* Your offer to lease is strictly a gamble. Since a very large percentage of the tracts won are never drilled on, your parcel may not have any potential for oil and gas even if you win the drawing.
* the more desirable parcels may attract hundreds, even thousands of applications.
After carefully reading this report, if you wish to participate in the drawings of your own, here is how to proceed:
Select the geographical area that interest
Locate the BLM State Office that is responsible for the area you have selected. Write that state for information. The State Office will send you application forms and tell you how much it will cost you to receive by mail the list from which you must select your tracts for the drawing.

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