Haya is a race of people from Tanzania, here is Haya Traditional Dance
Swahili – Mtungi Episodes
Defining Life Experiences
Lauren Booth converted to Islam
Explain to me Ramadan
Defining Special-Ed Classes in U.S. Public Schools
Entertainments This Week
Helen Indian Dancer
The Secret to making Money
No Where To Run – Nigerian Nollywood Movie
Swahili Students in USA with presidential debate for Tanzania, they are raising valid points that can influence Tanzania progress positively. These are Dr. Alwiya students filmed from Tanzania as part of Exchange program to Tanzania while learning Swahili by the University of Indiana. Dr. Alwiya omar is the President CEO to VIWIDA-USA.
Are you aware that European-Americans/Whites are becoming minority in U.S? And it’s not African Americans/Blacks taking over; according to our U.S. news medias, it’s Asians and Latinos who are becoming a majority in the U.S. A..
The proof is in the pudding. I thought this article is quite interesting in explaining the declining of democracy in U.S.A; and the condition of the middle class who have been reduced to poverty by the very politicians who they elected for their well being. So who were the Republican and Democratic politicians behind the wholesale transformation of America, and where are they now? Well….. Here’s Who Killed the American Middle Class – and Why By SHAH GILANI, Capital Wave Strategist, Money Morning • @WallStreet_II • May 23, 2017
There’s a widening wealth gap in America. It took a generation, but the middle class in this country has been hollowed out. Most people agree on that. But they don’t really know how it happened or who’s really to blame – it’s been obscured with false narratives, covered with “fake news.”
The thing is, the truth is in front of us. We’re living it in real time. It’s just never discussed openly – for a reason.
The people who are behind this catastrophic American collapse have fooled folks into thinking this is all normal.
Well, it’s anything but that…
Who to Blame for the Disappearing Middle Class
Republicans aren’t to blame: Their old-school platform of a smaller federal government, fiscal conservatism, more power to the states, and belief that a lightly regulated path to working hard and standing on your own two feet is what made America the global bastion of entrepreneurship and helped create a middle class that is laudable and fair.
Democrats aren’t to blame: Their old-school platform of a larger, more interventionist federal government, spending on social programs, supporting and safeguarding workers, all kinds of civil rights, protections for the environment, and their belief that government should stand behind those not able to stand on their own two feet, or who have been trampled by runaway businesses, helped create a middle class that is equally laudable and fair.
The two parties, with their visions and flaws balanced by democracy, made America great… once.
What happened is greedy, neo-con, profiteering Republican crony capitalists hijacked their party, while greedy, limousine liberal, profiteering Democrat crony capitalists hijacked their party. Together, as a new class of elites joined the Masters of the Universe, they began manipulating state apparatuses and banking for fun and profit…
A lot of profit.
The crony capitalists’ principal enrichment tools are “financialization” and, as we’ll see a little later this week, its manservant, “globalization.”
Financialization is the retooling of the economy’s production and distribution assets, consisting of made-in-America goods and services, into credit-driven banking and financial services products.
At its core, financialization is the transfer of low-risk, low-profit debt into high-risk, high-profit products.
The net result of the mass commodification of debt-based financial instruments and leveraged debt (grossly under-collateralized by low-risk debt) is rampant speculation.
This heavy betting, however, isn’t undertaken just for the sake of pyramiding risks for speculative gains. These so-called “products” are now integral and necessary investment tools because traditional, safe investments don’t yield adequate returns in the world of financialization.
According to the U.S. Bureau of Economic Analysis (BEA), in 1980, financial services contributed 4.9% to the country’s GDP. At its peak in 2006, that contribution had almost doubled to 8.3%.
More to the point, in terms of profitability, James Kwak, law professor at the University of Connecticut, calculated in 1980 the financial industry’s profits as a share of total U.S. business profits was 7.5%. That share of all business profits in corporate America jumped to more than 41% by the mid-2000s.
U.S. GDP in 2016 was $18.56 trillion, according to the BEA. In full view of financial services’ share of GDP (which is rising again) and its share of corporate profits (also on the march to new highs), it’s impossible not to see the financialization of the U.S. economy.
Worse, it’s actually become the beating black heart of the economy. It’s happening that way by design…
How the Financialization Scam Became Settled Public Policy
The road to financialization began with the overturning of longstanding public and economic protections, starting with the Depository Institutions Deregulation and Monetary Control Act of 1980, a Trojan horse that let banks establish holding companies and gave the Fed more power over more banks.
That major deregulatory action was followed quickly by the Garn-St. Germain Depository Institutions Act of 1982, which leveled the playing field for banks and their holding companies experiencing competitive disintermediation and decreasing profitability.
Ultimately, a series of subsequent rules- and regulations-trimming by banks’ congressional cronies culminated in the Gramm-Leach-Bliley Act of 1999, whose main function was the total repeal of the Depression-era Glass-Steagall Act that had for decades separated insured, deposit-taking commercial banks from swashbuckling investment banks.
That’s how elitist Democrats and Republicans paved a super highway for the financialization of the American economy and their enrichment from the country’s transformation.
So who were the Republican and Democratic politicians behind the wholesale transformation of America, and where are they now?
You’d be shocked at how many of them you know as senators, House members, cabinet secretaries, principal regulators… Supposed stalwart guardians of American prosperity who’ve become filthy rich at the expense of the middle class, on whose backs and from whose labor and savings they’ve enriched themselves (and their reelection war chests). I’ve written thousands of pages in Insights and Indictments naming names and calling these sellouts what they really are: crony capitalist pigs.
The proof is in the pudding.
Actually, make that pooling.
Without financialization, we never would have had the subprime mortgage crisis and the market and financial system crashes.
I’ll show you how.
Home mortgages used to originate “locally,” with banks, thrifts, and credit unions that knew their communities, as well as the value of properties and creditworthiness of borrowers in those communities. Mortgage loans mostly stayed on the books of lending institutions until maturity or until properties were sold.
That was great for stability and fairness, and making sure things remain sustainable… but the trouble was, no one got filthy stinkin’ rich on it…
Financialization, with its cheap come-on capital, its dodgy pooling techniques, its structuring, its tranches, derivatives and synthetic derivatives of derivatives, turned a utility service into a speculative pyramid of leveraged loans that looked and acted more like a Ponzi scheme than the sophisticated, high-yielding, safe (a lot of them packaged with government approval and guarantees) financial instruments they were made out to be by rating agency co-conspirators.
We all know how that ended.
Thing is, it didn’t actually end there. How could it have? As horrific as the financial crisis was, as much wealth was vaporized, there was still lots more blood to drain from the middle and working classes – and their children.
A Bad Idea Gets Much, Much Worse
That bloodletting comes in the pooling of student loan debt. If anything, it’s even more sickening than the financialization of mortgage debt.
As if leveraging the living daylights out of the American dream of home ownership wasn’t enough, the financial vampires of the political class saw an opportunity in that other great American dream: higher education – the burning desire of people to better their lot and improve their wages and prospects at colleges and universities.
What happened to professors’, administrators’, state schools’, and private schools’ goals of helping Americans get a higher education for the fair wages they earned and the balanced budgets they hoped to achieve?
As horrific as the financial crisis was, as much wealth was vaporized, there was still lots more blood to drain from the middle and working classes – and their children.
They got greedy. They’re all in the big for-profit game now, thanks to financialization.
Hopeful students are suckered into cheap loans which are, of course, pooled, leveraged, sliced, diced, and sold to investors. The cash those investors fork over can be used to make more loans, to pyramid (or Ponzi, if you choose) students’ hopes and dreams that a higher education means a higher standard of living.
And if those loans are in arrears, in default, and don’t get paid back – hey – investors don’t have to worry.
The government, which is to say crony capitalist congressmen and women, have fixed that potentially profit-leaking hole.
You see, making student debtors “low risk” by having the state guarantee payment of interest and principal to investors – while extracting more payment from grossly indebted students (plenty of whom never graduate), no matter the cost or the poverty level of those beleaguered, unemployed, underemployed, and generally struggling indebted borrowers – means that more loans can be pushed like dope to the uninitiated who have no idea about the trap they’re being lured into.
And as for the neo-liberal educators and liberal arts universities who want more kids – customers – to get a better education, they’re making hundreds of thousands of dollars in salaries and tens of millions of profits every year.
That’s financialization at work.
It’s not at work alone. Later this week in my Insights & Indictments service, I’m going to show you how globalization is taking these crony capitalist schemes big time, as in, worldwide, trapping billions in a state of permanent poverty. Click here to get my update as soon as it’s released, and you’ll get all of my Insights & Indictments research, too – free.
Together, we’ll play the crony capitalists’ game while working to destroy it. Follow Shah on Facebook and Twitter.
Expose yourself to different cultures and appreciate humans as they are. It is the elimination of racial differences
Intended to educate and empower the followers about other people cultures in order to gain knowledge, which may come in handy when visiting, or doing business in an environment where they differ in cultures and/or, in places where cultures and religion may seem to intertwine when compared to their own cultures.
We have started a new endeavor in order to include our wonderful community in the chance to bring about miracles and to help others.
Last week was the 95th memorial anniversary of white folks’ bloodthirsty murder of 300 Black men, women, and children and also white folks’ wholesale destruction of 1,000 Black-owned businesses and homes on “Black Wall Street” in the Greenwood community of Tulsa, OK from May 31-June 1, 1921. Although I could justifiably rail against this destructive white devilment, I’ll instead praise this instructive Black economic independence.
When Blacks today moan and groan and whine and complain and sue because whites won’t hire or promote us, I simply shake my head in disgust. And then I wonder why we expect anything good from the very same people who yesterday kidnapped us, sold us, bought us, enslaved us, raped us, lynched us and who today use their police departments to murder us, their judges to treat us like Dred Scott, and their prison officials/politicians/corporations to impose their new Jim Crow.
White corporations and employers, generally speaking, don’t like us and don’t want us. They never did and never will. That’s why there are only five Black CEOs in the Fortune 500 and only two in the elite Dow 30. We must “do for self” like our “Black Wall Street” ancestors did nearly 100 years ago. And we can, as proven by the fact that Black-owned businesses currently show a growth rate three times the national (i.e., white) average. If our ancestors could succeed back then- and they did- we damn sure can now.
That 1921 rampage was born out of a 1916 Tulsa ordinance that banned Blacks from living on any block on which whites constituted at least 75 percent of the residents. So did the Blacks moan, groan, whine, complain, or sue? Hell no! They “did for self” by unifying economically and culturally. As a result, they created a community consisting of a multitude of separate Black-owned, Black-operated, and Black-patronized businesses- including (but not limited to) law firms, hospitals, newspapers, hotels, schools, restaurants, construction companies, real estate offices, and 24 supermarkets! As so insightfully stated by professor, author, and attorney Dr. Hannibal B. Johnson, “Legal segregation (in Tulsa and throughout the nation) limited the commercial options of African-Americans. This economic detour- this diversion of dollars- spurred business development and economic prosperity in the Black community. A talented cadre of African-American businesspersons and entrepreneurs rose up.
The problem is not that we don’t have the money to “do for self.” We got money! We have more than 35,000 Black millionaires in this country and a whopping 1,826 billionaires in the world. We also have earnings of $1.3 trillion annually in America. The problem is that, unlike other ethnic groups, we spend it with outsiders as soon as we get it. For example, a dollar remains in the Asian community for 28 consecutive days but only six hours in the Black community. Outrageous and embarrassing!
To paraphrase the classic line from the 1948 film The Treasure of the Sierra Madre and the 1974 film Blazing Saddles, “Jobs? We don’t need your stinkin’ jobs!” We can do our own thing. But, in regard to government employment, don’t get it twisted. Although we don’t need white folks’ municipal, state, or federal jobs, those jobs are owed to us because we built this country and because we continue to be denied high salary and top-level positions despite our unimpeachable qualifications. For example, in Mayor Jim Kenney’s first couple of weeks in office, he appointed about 80 top officials, 66 percent of whom are white in a city that’s only 36 percent white. However, despite the fact that African-Americans make up 44 percent of Philly’s population, only 22 percent of his appointees are African-Americans. Former Mayor Michael Nutter was nearly as racially insensitive at best or racially discriminatory at worst with 64 percent of city employees who received salaries in excess of $70,000 being- you guessed it- white.
As reported this week by Eric Ture Muhammad in The Final Call, the preeminent S.B. Fuller & Joe L. Dudley Sr. Foundation held a “Mastermind Business Group Meeting” on May 26 at the Benton Convention Center in Winston-Salem, NC as a gathering dedicated to Black entrepreneurship. It brought together business leaders from all across the country and emphasized the critical importance of creating a “collaborative economic framework” for community wealth rather than focusing primarily on personal wealth.
A number of the event’s presenters, including networking mogul Dr. George Fraser, spoke about the Black community having foolishly adhered to an “economic welcome mat” policy that “allows anyone who isn’t Black easy access to Black dollars and consumers.” They pointed out that “anyone else can walk in, meet some community needs, wipe their feet on Black consumers like a doormat, and exit with tens of millions of dollars put in banks outside the community.”
We must economically “rise up” as Dr. Johnson mentioned. And we can do it by creating Black-owned businesses and/or by buying exclusively from the more than two million Black-owned businesses (or the many predominantly Black-employed businesses) at least once a week starting this week, then at least twice a week next week, then at least one week next month, and eventually at least six months every year.
We can do it by following the lead of the 15 young Black businessmen from the Black Male Entrepreneurship Institute (BMEI), which partners with the U.S. Black Chambers, Inc. (USBC). BMEI did it last year when they sought out a Black financial institution and found Industrial Bank in Washington, DC where they made an initial deposit of $5,000. As stated by Ron Busby, CEO of USBC, “In order for there to be a strong Black America, we must have strong Black businesses. In order to have strong Black businesses, we must have strong Black banks.”
So let’s do the Black bank thing and the Black business thing- which means the Black power thing.
The words from David Walker’s Appeal, written in 1829, and the words of Christopher James Perry Sr., founder of the Tribune in 1884, are the inspiration for my “Freedman’s Journal” columns. In order to honor that pivotal nationalist abolitionist and that pioneering newspaper giant, as well as to inspire today’s Tribune readers, each column ends with Walker and Perry’s combined quote- along with my inserted voice- as follows: I ask all Blacks “to procure a copy of this… (weekly column) for it is designed… particularly for them” so they can “make progress… against (racist) injustice.”
Michael Coard, Esquire can be followed on Facebook, Twitter, and Instagram. His “Radio Courtroom” show can be heard on WURD900AM. And his “TV Courtroom” show can be seen on PhillyCAM/Verizon/Comcast.
Today is International Albinism Awareness Day, and Amnesty International just released a report that shows at least 69 crimes against people with albinism have been documented since November 2014.
Amnesty International and other organizations on the ground are calling on the government of Malawi to adopt measures protecting the rights to life and security of people with albinism by providing increased levels of visible policing in rural districts and taking action when attacks occur.
We’re reminiscing about those heady days of 1962 when President John F. Kennedy announced that the United States was going to the Moon. Today, our version of a Moonshot is finally dealing with our historic and ongoing issues of racial injustice.
It won’t be easy. It will be difficult, but that’s what makes it even more worthwhile. As we enter the homestretch of Obama’s presidency, now is the time to come to terms with the inequities our fellow Americans have suffered throughout our history and make it right.
The way to ameliorate the costs of making things right are directly equal to the cost of the Apollo Moon Landing. $150 billion directed at poor communities over the next 10 years, to provide access to equal education, good housing, jobs and job training, making communities safer and an overhaul of the Justice system.
If we can spend $150 billion landing two men on the moon we can spend it raising up Americans of color to truly access the American Dream. Let’s hold out our hands to support our Brothers and Sisters of Color as we reboot the American Dream. Together.
Imagine if the journalists who cover that news – think Christianne Amanpour or Bob Herbert – faced jail time for doing their jobs.
That’s exactly what’s happening in Myanmar.
Five journalists – known as the Unity 5 – have been sentenced to seven years in prison for writing an article about an alleged secret chemical weapons factory in central Myanmar. Amnesty is working for their release.
One journalist in Myanamar told an Amnesty staffer, “If you expose anything critical of the military or military affairs you can be jailed, intimidated. They can use the law against you.”
President Thein Sein made a commitment in 2013 to release all prisoners of conscience – people imprisoned for peacefully expressing who they are or what they believe. We must pressure him to stay true to that commitment.
As Myanmar approaches elections at the end of this year, there hasn’t been a better time to tell the government that the world will not tolerate oppression against journalists and the media.
The list below displays new non-competitively bid contract opportunities available on the City’s website. The Status column shows if the application period is open, closed or has been cancelled. Opportunity
PWD (PWD or Department), the water utility department of the City of Philadelphia, is seeking proposals, through this Request for Proposal, from qualified consultants to provide planning and engineering services for the Germantown Storm Flood Relief Capital Improvement Plan. Provided herein are project background information, anticipated professional services, and evaluation criteria considered for award. The selected Respondent will be responsible for successfully providing the requested services and deliverable.
Victory Women in Development Association (ViWiDA)-USA is designed to enrich and change lives; specifically, targeting Women and Youths. Unlike competitors of VIWIDA-USA, programs offered by VIWIDA are unique because of the heritage/culture from which it is derived.
In 1998, the founder, Dinnah Walton who is a CFO for Victory Women in Development Association VIWIDA USA, returned home to Tanzania, East Africa after sixteen years of residing in the United States. When she got home she found that since she first left the country, the living conditions in Tanzania have deteriorated further into extreme poverty, political disharmony, with HIV aids diseases running rampage among other things.
Albeit the democratization of the government and the privatization of businesses in Tanzania seemed to have changed the social climate; AIDS, lack of decent education, and extreme poverty continues to run amok. It became apparent that the values, integrity and aspirations of a greater Tanzania, including the island of Zanzibar have been lost. Aids, famine, and diseases are taking lives every day as 1.3 million people are affected with HIV/AIDS in Tanzania. Children of the effected remain homeless; so many of them are orphans left behind by their dying relatives. Large percentage of Youth are lacking education, and direction in their daily lives; while, most women remain not only uneducated and married young, but also are victims of either domestic violence or trafficking.
Even with modern technologies reaching the people of Tanzania; most of them are unable to capitalize on these resources because of sub-par education achievement, and political tension that has been brewing for almost half a century, because of the union between the Tanganyika and Zanzibar governments when they formed Tanzania early in 1960s.
Education standards in Tanzania are far below international standards. Many schools lack basic resources; operating without books or even desks, forcing dedicated students to learn while sitting on classroom floors, which may or may not be a finished concrete floor. Meanwhile teachers go months without pay, and whom they themselves may be lacking in the skills to efficiently train students. While mainland Tanzania is utilizing what resources they have to improve education, the island of Zanzibar is lagging far behind because of political tensions between the Zanzibar and the government of Tanzania as mentioned earlier.
On returning to United States, Dinnah decided to do something to change the situation in Tanzania, but in doing so became aware to similar hardships faced by people at her home, in Philadelphia and the surrounding areas. Thus, Dinnah felt compelled to create the nonprofit organization that would work to combat homelessness, extreme poverty, and empower women, youth, underprivileged by helping get the resources they need. For example transitional housing for homeless individuals, life skills to empower women, and helping to close the education achievement gap among urban youth in America and in Tanzania, E Africa. After much collaboration with dedicated people in the community she serve, and the support of family and friends, Victory Women in Development Association,(ViWiDA) U.S.A. was formed in 2001 by Dinnah and other two founders, Dr. Alwiya Omar and Edythe Shapiro; with the help of Mr. Ari Merratezon, a dedicated community developer and U.S. Veteran.
Today, ViWiDA-USA provides programs to empower Women,Youth and Underprivileged individuals in Local and International Communities. For example, The Youth Educational & Exchange Program, which is a 9 month curriculum designed to enrich inner city education with cultures exposures and offering students a chance to learn how they can help other people not only in their communities, but to learn about the hardships shared by people in Tanzania, Africa, and the world in general. Participants are empowered through volunteerism and willingness to serve the human kind. The programs encourage participants to own businesses also.
A special note from the founder:- ” I wish some women and men around the world will adopt the same kind of an organization which is victorious to women, youth and empowering communities. They can copy what we do, and may be we will hear about Victory Women in Development Association ViWiDA-Japan, or ViWiDA-Europe, ViWiDA-China, ViWiDA Malaysia, ViWiDA-Asia, India, or ViWiDA-Africa and so on. Let the movement to Empower Women and Youth grow around the world till there is PEACE; till Women are no longer VICTIMS of Impunity; till Youth are empower to create a better world for their parents; till Poverty and Diseases are no longer a problem to humanity!” – dswalton @ ViWiDA-USA
VIWIDA-USA improves and enriches the life experiences of Women and Youth across the globe.Follow @viwidausa
Some of the initiatives of VIWIDA-USA includes:-
Empowering Women Program designed to help women become independent, escape domestic violence, learn the skills to find better jobs. The program also works to educate women on high risk medical conditions, as well as provide free or low cost individual counseling and support groups. VIWIDA empowers, also encourages women, and youth to be Industrialists.
How Banks Can Finance Permanent Supportive Housing by usichgov
Ending Youth Homelessness by 2020
The VIWIDA-USA Youth Educational & Exchange Program is conducted through the coordination of MLADEF (formerly VIWIDA Tanzania); Mizat Tours & Travels, and other collaborators of VIWIDA.
This Video Was envisaged in my house by My Son MoWalton & his FRIENDS. 2012 Election-YOUTH EMPOWERMENT-MALARKEY is not! @ VIWIDA-USA!DEBATE 2012 – OBAMA V/S ROMNEY RAP BATTLE….
Peter was generous to offer some signed copies of Zero to One to students following along with this class (along with releasing chapters 3-5 as a reading for this lecture).
The top 2 submissions for each of project 0 and project 1on Reddit based on submission score (upvotes – downvotes), by next Tuesday October 14th at 9:00 AMPacific Time will receive Zero to One, signed by Peter Thiel!
Paul Graham just delivered an awesome lecture on Counterintuitive Parts of Startups, and How to Have Ideas.
Project 1 has been posted to the course webpage. We have set up a subreddit for project submission. You can start submitting project 0 (and even project 1), and you are encouraged to give feedback to other students. Please read the rules on the subreddit before submitting!
For your convenience, I have consolidated all resources/links related to the class in one place: