Tag Archives: businesses for sale

The Uber of Banking is Uber – Join Uber and make extra cash

I use Uber to make money with my car & you can too. Use this link to sign up: 

The Uber of Banking is Uber

A recent Quartz (qz.com) article identified that up to 30% of Uber drivers in the US have never had a bank account — many operated previously as taxi drivers in the cash economy. To be a driver on Uber, however, they need a minimum of a debit card to get paid. So Uber has had to solve this problem by allowing drivers to sign up for a bank account as part of the Uber driver application process, in real-time. Unsurprisingly, this makes Uber the largest acquirer of small business bank accounts in the United States today, bigger than Wells, BofA and Chase combined.

You probably never thought of Uber as an acquirer of small business bank accounts, but if you’re an Uber driver and Uber can give you a debit card that enables you to get paid — then why would you go to a bank branch to open an account instead? It also means that as a entrepreneur bank account the next obvious move is to design day-to-day banking into Uber’s app instead of standing alone as a typical bank account or mobile banking app.

For the millions of permalancers or gigging economy workers, it’s highly likely that the first time a freelancer opens a bank account will be directly in response to a new ‘gig’ or job offer — if that employer (like Uber or AirBnB) offers you a bank account as part of the sign-up process, why would you stop signing up for Uber, drive to a branch and sign a piece of paper?

Uber is offering car leases to its drivers also — allowing drivers with no vehicle to sign up and get car financing backed by demand from Uber. This is what the new banking experience looks like for small business entrepreneurs. Uber is effectively doing all the sourcing for bank relationships, and has become an acquirer for bank accounts, leasing and insurance. An Uber driver has no reason to come to a bank branch for his needs today thanks to Uber’s commitment to experience design simply enabling the needs of a new driver.

CONTRACT OPPORTUNITIES FROM THE CITY OF PHILADELPHIA, P.A.

The list below displays new non-competitively bid contract opportunities available on the City’s website. The Status column shows if the application period is open, closed or has been cancelled.
Opportunity

21151021151557

Description

PWD (PWD or Department), the water utility department of the City of Philadelphia, is seeking proposals, through this Request for Proposal, from qualified consultants to provide planning and engineering services for the Germantown Storm Flood Relief Capital Improvement Plan. Provided herein are project background information, anticipated professional services, and evaluation criteria considered for award. The selected Respondent will be responsible for successfully providing the requested services and deliverable.

Dept/Agency    –    WATER

Service Type    –     Architect and Engineer Svcs

Amount            –       To be determined

Opening Date      –      10/28/2015

Closing Date         –      11/18/2015

Status                  –             Open

A complete list of all New Contract Opportunities can be viewed by visiting https://secure.phila.gov/ECONTRACT

GOOD LUCK!

 

How to Start a Startup – Free on line classes (ends December 2)


December 2nd will be the last week of classes for “How to Start a Startup”! If you have missed these classes then don’t despair, we have them right here you can just click on a video and get engaged.

“How to Start a Startup”, CS183B is a class taught at Stanford. It’s designed to be a sort of one-class business course for people who want to start startups. These classes were offered on line and free of charge to participants.

Videos of the lectures, associated reading materials, and assignments were made available. There were 20 videos, some with a speaker or two and some with a small panel; a 1,000 minutes of content if you watch it all.

These classes covered how to come up with ideas and evaluate them, how to get users and grow, how to do sales and marketing, how to hire, how to raise money, company culture, operations and management, business strategy, and more.

These classes were brought to you by Y Combinator and they are doing this because they  believe helping a lot of people be better at starting companies will be good for everyone. It will hopefully be valuable even for people who don’t want to start startups.

Talks like these have really helped Y Combinator founders create their companies, and Sam is hoping you find it helpful too!

There’s a lot that goes behind the scenes in running a startup. Getting the legal, finance (equity allocation, vesting), accounting, and other overhead right will save you a lot of pain in the long run. Kirsty Nathoo, CFO at Y Combinator, and Carolynn Levy, General Counsel at Y Combinator, cover these very important topics, in Lecture 18 of How to Start a Startup.

Hosain Rahman, founder and CEO of Jawbone, discusses the design process for building hardware products users love. Lecture 17!

Want to start a startup-Video#3 is up on Free E-Business Course

Empowering Women and Youth Worldwide with Education and Life transformation programs, resulting in industrialists’ generation. Empowering communities economically at ViWiDA-USA. Follow us on Facebook for great stuff especially Cultures Exposure Weekend!

AND NOW YOUR FREE CLASS IS ON! brought to you by Y Combinator from Stanford University

Paul Graham just delivered an awesome lecture on Counterintuitive Parts of Startups, and How to Have Ideas.

Project 1 has been posted to the course webpage. We have set up a subreddit for project submission. You can start submitting project 0 (and even project 1), and you are encouraged to give feedback to other students. Please read the rules on the subreddit before submitting!

For your convenience, I have consolidated all resources/links related to the class in one place:

Have a wonderful week!

Sam and Pulak

Copyright © 2014 Y Combinator, All rights reserved.
Thanks for signing up for Sam Altman’s How to Start a Startup class! Stay tuned for information regarding lecture videos as well as assignments and other community engagement.

Our mailing address is:

Y Combinator

215 Kearny St

San Francisco, CA 94004

Video#2 is up on Free E-Business Course/Want to start a startup?

Empowering Women and Youth Worldwide with Education and Life transformation programs, resulting in industrialists’ generation. Empowering communities economically at ViWiDA-USA. Follow us on Facebook for great stuff especially Cultures Exposure Weekend!

AND NOW YOUR FREE CLASS IS ON! brought to you by Y Combinator from Stanford University

startupclass.samaltman.com

Sam wrapped up the four topics today, covering Team and Execution. The video is up on the lecture 2 coursepage.     

Links and more FAQs:

  • You can also access the videos on startupclass.co, where there are separate discussion threads for each video and reading (scroll down to Curriculum). Tuesday’s discussion thread is here, and today’s is here.
  • For those who have trouble accessing the Youtube videos, videos will also be available on Stanford’s iTunes U, and the Stanford Youtube channel (which is more accessible). Videos will be up on those channelswith subtitles, at a 2-3 day delay.
  • Translations will be added to the Youtube video directly, also at a 2-3 day delay. If you want to help add subtitles in a language of your choice,volunteer on Dotsub.
  • Presenter’s slides will be available on each coursepage.
  • A list of all readings (including readings for upcoming Tuesday’s lecture) is on our website as well.
  • The form for submitting Q&A for Lectures 3 and 4 is still open (and all Q&A will go through the same form, which will update over time).

Enjoy!

Copyright © 2014 Y Combinator, All rights reserved.
Thanks for signing up for Sam Altman’s How to Start a Startup class! Stay tuned for information regarding lecture videos as well as assignments and other community engagement.

Our mailing address is:

Y Combinator

215 Kearny St

San Francisco, CA 94004

 

Let’s get started! Free Online Business Course @Stanford is on NOW!

Let’s get started!

Howdy! We’re super excited for the first lecture of How to Start a Startup (and to have 50,000 of you following along), and I hope you are too. Sam will be starting things off tomorrow, and Dustin Moskovitz (cofounder of Facebook, Asana, and Good Ventures) will cover Why to Start a Startup.

Dustin and Sam will each answer a couple of questions in Q&A this week. You can submit questions on this form (by this evening for Dustin, by Wednesday for Sam). Top questions will selected to be voted on by members of the Facebook group (tonight for Dustin, on Wednesday for Sam).

400 universities around the world, as well as many non-university organizations, are organizing viewing sessions to bring people together, watch the lecture videos, discuss the content, bounce ideas off each other, and peer evaluate assignments. Contact info for university Leaders and other organizers, as well as viewing session details, are on this spreadsheet. If you’re organizing a viewing session that isn’t on that sheet, please add it!

You don’t have to go to a viewing session to watch the 50-minute videos – all will be posted on startupclass.samaltman.com by 4 PM Pacific Time (no live stream) every day.

There are two recommended readings before watching the lecture tomorrow: Advice for Ambitious 19 year olds by Sam Altman, and Good and Bad Reasons to Become an Entrepreneur by Dustin Moskovitz.

You’ll get an email tomorrow as soon as the first video is online. That will include a link to the discussion forum we’ll be using specifically to discuss the contents of the lectures.

Have a great Monday!

Sam and Pulak

Wellness Company MELALEUCA – You Can Own It for only A Dollar $1!! A Healthier Business A Healthier You

Give the GIFT of Wellness in November and earn all kinds of goodies that will allow you to share and pay forward during the Holiday Season!!

There has never been a promo quite like this, piling one gift on top of another and another!!

It is within your power to share what you have discovered about Melaleuca and allow others to benefit in the same way you are! And if THEY tell friends, they are entitled to all the same gifts!! Who can YOU help and HOW can you help them? We will assist you, in making the introduction, so call us and let’s chat!

Happy November!
onlysol-prod762

Join us Today and Start using Healthier, Green Products while making Thousands of Dollars! A Healthier Business A Healthier You –

EXCITEMENT IS AT AN ALL-TIME HIGH!!     

This is how GO TO THIS LINK http://onlysolution.com/mkezakia
AND YOU CAN BECOME A MEMBER FOR A DOLLAR!! BUT YOU WILL NEED REFERRAL IN ORDER TO GET IN…. This is why you must start with this link http://onlysolution.com/mkezakia Once you’re in, go to the end of a page and click on WEBINAR following steps below…..
Virtual Meeting Room – audio is through your computer speakers. Both the member & guest can “chat” with the other guests in the room.
Presentations Monday, Tuesday & Thursday at 8pm; Wednesdays at 9pm
Instructions to access the webinar – PLEASE LOGIN 10 min. BEFORE the start time:
1. Go to onlysolution.com/mkezakia homepage
2. Click on WEBINAR tab
3. Username: solution Password: guest
4. Choose Option 1 – Click on Guest/Member button
5. Next window – enter your name
6. You will give the SAME instructions to your guest and tell them to enter THEIR name (if you bring in guests)
7. Skip the Audio/Video wizard.
8. You are IN the room and you can chat at the bottom left and turn up your speakers for audio.
9. REMEMBER to introduce yourself to the presenter and make sure to let him/her know you’re  a guest of Dinnah Walton from Philadelphia, PA. and would like to join for  $1 membership offer

TAKE ADVANTAGE of these PRESENTATIONS by EXPERIENCED presenters and INVITE GUESTS. If you have a guest on a webinar each evening, your business will SOAR!

Go to the Business Center of your Melaleuca website and read the details: www.melaleuca.com

Listen to the “First of the Month” conference call.

There is something for EVERYONE in DECEMBER!!

maleluca2

 

 

 

 

 

 

 

How would it feel to RECEIVE $600 in the MAIL – the week before CHRISTMAS??

Enroll a minimum of 4 new Preferred Customers; achieve Director status for the first time in November and earn a GUARANTEED cheque of $500US or $600CDN.

No Value Pack purchases necessary (although we ALL know that it is the BEST DEAL and best way to get started using Melaleuca products).

Check out all the details at http://www.melaleuca.com/BusinessCenter

 

 Melaleuca has just unveiled a new video and they’ll PAY YOU to watch it!!

The Foundation Video can be found in the new “Getting Started” section of the website (or right on the front page of the Business Center) and the link will be sent automatically to each new Category 2 or 3 business partner when they open a Melaleuca account, (as part of their Welcome Email).

Simply click the link below, to view it (it’s 30 minutes, so make the time to view the WHOLE video):

www.melaleuca.com/foundationvideo (you will need to sign in to your Melaleuca account)

Even if you are not actively building a business, we encourage you to watch this video, so you can feel good about HOW your CHOICE to shop Melaleuca is HELPING hundreds of families.

 

And would you like to earn some FREE Loyalty Shopping $$ ?!

For the month of SEPTEMBER ONLY, when you watch the 30 minute video, then refer 2 new customers to Melaleuca, you will receive $100 ($120 Cdn), FREE Loyalty Shopping $$ that you can spend as early as October. (Remember that for each customer you refer, you will also receive a minimum $25 ($30 Cdn) commission for their product purchases). That’s $150. minimum for watching a 30 minute video!!

Melaleuca really IS PAYING YOU to shop!!

BUSINESS PARTNERS CAN START A BUSINESS FOR LESS!!

For those who ARE building a Melaleuca business and interested in earning an income (either supplemental or substantial) and who enrolled in either July, August or September – when you watch the video and refer 4 customers to Melaleuca in September, you will be entitled to ALL PACESETTER BONUSES (double bonuses as you advance), even if you did not purchase a Value Pack or Home Conversion Pack.

This is a huge help to those who find themselves in really, restrictive, financial circumstances (pretty common nowadays), but who have the drive and determination to turn that situation around!!

You can start your business for the cost of membership and a small 35PP order and STILL reap ALL THE BENEFITS of the maximized compensation plan!

No more “can’t afford it” excuses!!

Melaleuca is helping people reach their goals and get ahead in life!!

Please spread the news and help new customers to open their Melaleuca accounts in September!! Their future awaits!!

Exclusively for Directors 3 and above (and those who will ACHIEVE Director 3 in September):

Help one of your personal customers, who is not yet Director, to refer 4 customers in September and get them to watch the video and you will qualify for Core Mentoring Bonus, which is 50% of the advancement bonuses earned by others in your organization (who are positioned within your first few generations). THIS IS A REALLY BIG DEAL and can add HUNDREDS of $$ to your cheque!!

Have an AMAZING month of September!!

Let’s get out there and ENHANCE SOME LIVES!!

 

 

 

 

 

             Just by referring new customers to Melaleuca, in August, you are in the draw for a NEW CAR!!

Your choice of a:  BMW 5 Series Sedan MSRP $54,600

Or  Honda Odyssey Touring Edition MSRP $47,000

Here is the formula:

Enroll 2 new customers in August = 1 entry

4 new customers in August = 4 entries

5 new customers in August = 5 entries

6 new customers in August = 6 entries

And so on … 1 entry for each additional enrollment

And to make it EASY, $1 memberships until August 20th!!

And the best part is that THE ODDS are on YOUR SIDE,
as you will be competing with others at the SAME status as you!!

That’s RIGHT! There will be 4 draws in total, one for each of the following groups:

Group 1 = Product Advocates (not yet Director)

Group 2 = Director & Director II

Group 3 = Director 3 – Director 9

Group 4 = Senior Director – Senior Director 9

Customers must remain active until the end of November, (the draw takes place in December and you will have your car for the holidays!!), so be sure to enroll more than 2, to ensure that you have at least one entry!!

It only takes one to win, but the more entries the better!!

As Executive Directors, we are not able to qualify for the car draw (although we would LIKE to), but we are here to help YOU in any way we can to take advantage of this great incentive.

We definitely want someone from OUR TEAM to WIN!!

Pacesetter Resetters:Good news for those who are still qualifying for the Pacesetter Reset. As long as you develop a new Director in August (if you haven’t already developed a new Director since May), you will have until October to create the growth of 25 or 50 new customers as the final qualification!!

Looking forward to an EXCITING month of August and helping YOU advance your business.

WELLNESS COMPANY MELALEUCA – OWN IT !! 

This is how GO TO THIS LINK http://onlysolution.com/mkezakia
AND YOU CAN BECOME A MEMBER FOR A DOLLAR!! BUT YOU WILL NEED REFERRAL IN ORDER TO GET IN…. This is why you must start with this link http://onlysolution.com/mkezakia Once you’re in, go to the end of a page and click on WEBINAR following steps below…..
Virtual Meeting Room – audio is through your computer speakers. Both the member & guest can “chat” with the other guests in the room.
Presentations Monday, Tuesday & Thursday at 8pm; Wednesdays at 9pm
Instructions to access the webinar – PLEASE LOGIN 10 min. BEFORE the start time:
1. Go to onlysolution.com/mkezakia homepage
2. Click on WEBINAR tab
3. Username: solution Password: guest
4. Choose Option 1 – Click on Guest/Member button
5. Next window – enter your name
6. You will give the SAME instructions to your guest and tell them to enter THEIR name (if you bring in guests)
7. Skip the Audio/Video wizard.
8. You are IN the room and you can chat at the bottom left and turn up your speakers for audio.
9. REMEMBER to introduce yourself to the presenter and make sure to let him/her know you’re  a guest of Dinnah Walton from Philadelphia, PA. and would like to join for  $1 membership offer

TAKE ADVANTAGE of these PRESENTATIONS by EXPERIENCED presenters and INVITE GUESTS. If you have a guest on a webinar each evening, your business will SOAR!

 

 

 

Please listen to the first of the month call at www.melaleuca.com Business Center / Monthly Incentive for January

From January 1 to 16th, enroll new Preferred Customers for only $1 For only a $1 you can help others benefit from the greatest products on earth..This month, our goal is to help you build a healthier business by making it easier to refer others to Melaleuca.  Read more below…

 

MAKE A $1,000 Before April 2014 as you advance to Director III.                                                       Nothing enhances lives faster than an infusion of new leaders into an organization. Imagine the possibilities when you and your entire organization are focused on advancing or helping others advance to Director III. At Melaleuca, Director III is a critical stage in building the foundation of a successful business. At Director III, you begin participating in the Leadership Pools, you feel more confident, and begin working more independently. It’s one of the most exciting times in your journey with Melaleuca, and with a new $1,000 incentive there’s never been a better time to achieve Director III or help an enrollee achieve Director III!

TO QUALIFY, IT’S SIMPLE: If you’re a new Director who advanced in October, November,or December, you are eligible. In addition, when you are a new Director with 4 quality enrollments in January, you are eligible. When you advance to Director III by April 30, 2014, you’ll receive $1,000! That’s over 3 times the normal advancement bonus!

ENROLLERS WILL ALSO GET $1,000! Normally an enroller earns $150 for the Leadership Development Bonus when a Personal Enrollee reaches Director III. However, when your new personal Directors in October, November,December, or January advance to Director III by April 30, 2014 you will receive $1,000 instead! If you qualified for Frank’s Challenge and developed a new Director in November or December, you’re already well on your way—help those new Directors reach Director III by April 30 and help them change their life!

EVERYONE CAN PARTICIPATE!
You have all of January to develop a new Director. So what are you waiting for? Participate in the Foundation Promotion. The potential to enhance your life and the lives of others has never been greater.

 

 

 

 

 

 

THIS IS WHAT IS HAPPENING FOR THE MONTH OF DECEMBER 2013
Advance to Director in December and Earn a GUARANTEED MINIMUM $500US or $600CDN
Advance to Director for the first time in December and you will earn a guaranteed minimum check of $500. Of course, you could earn more, but you are guaranteed a minimum of $500. There’s never been a better time to advance to Director OR team up with your personal enrollees to help them do the same! (You will need to have a minimum of 4 quality enrollments, in December, to achieve or surpass the 8 required for Director status).

$1 Memberships for newly enrolled Marketing Executives!
Any new Marketing Executives who have enrolled in October, November or December can offer $1 memberships to up to 10 of their friends and family in December. Give the gift of wellness and help your friends and family experience better, safer, more effective products that will help them live happier, more vibrant lives.

 

 

 

 

 

 

Hello Melaleuca team!!      Welcome to the month of July!!

It’s time to enjoy summer, so it’s especially nice that Melaleuca has given us some great incentives to help pay for summer vacations!!

Remember that your support team is available to do webinars and presentations on an individual basis, as well. Simply call them to schedule times that work for you and your potential customers.

Please note: We are introducing a “Getting Started/Welcome” webinar for new members to our team, which will take place every Monday from 6:30pm-7pm eastern. (WHEN YOU ENROLL SOMEONE, ASK THEM TO RESERVE THAT 30 MINUTES).

We will:

  1. Give an explanation of the infrastructure that we have in place for team members
  2. Teach the best way to refer other customers…

and we will repeat the same information each week, so that you can constantly be plugging your newest business partners into a program to get them started quickly and efficiently.

Existing members will also learn best practices for helping their new customers learn and execute the Melaleuca referral system. (Please follow the instructions on the calendar for walking your new customer into our Virtual Meeting Room).

BUSINESS INCENTIVE FOR JULY 2013

In July, all customers who were enrolled in May, June and July may offer $1. memberships to their new, July customers (to a limit of 10).

In July, ENROLLERS will earn a $400. commission for every new Personal Director developed in July. (For the month of July only, this commission replaces the Leadership Development bonus, that usually amounts to $100. or $200.)

In July, Directors III and above will also earn either $25. or $100. for every other, NEW  Director developed in their business (who are not their Personal Directors).

JULY IS THE MONTH TO ACHIEVE DIRECTOR STATUS FOR THE FIRST TIME AND TO DEVELOP NEW DIRECTORS IN YOUR BUSINESS!!

We are here to help you achieve your goals and we encourage you to start quickly in July, so that your new customers can also offer the $1. membership to others and develop new Directors!!

Start fast; finish strong!!

If you have not yet listened to the First of the Month Incentive call, please listen as soon as you can.  You will be inspired by our CEO and his vision of providing the BEST customer experience to each and every new Melaleuca customer!!   1-712-432-0420  or listen online at www.melaleuca.com Business Center/Monthly Incentive

 

 

Just 4 days left for the $1 membership promotion!!!
http://youtu.be/2VVdgMyV28M
Spread the word and let’s fill the seats each and every night of the week!
Melaleuca’s focus in 2013 is TOTAL WELLNESS – your health & quality of life– not just green products!!
SOMETHING FOR EVERYONE!!!
It’s so easy to invite a busy person to spend 30-40 minutes in our Virtual Meeting Room to learn how Melaleuca can BENEFIT THEM!! At the same time, you are introducing your guest to our supportive, team spirit, as guests & members chat with each other.
NOW EARN $50US/$60.CDN referral commission for EVERY new customer introduced from April 1st to the 16th .
HOW MANY of your EXISTING customers have a friend who could benefit from Melaleuca products?
This is their opportunity to “REFER A FRIEND” and earn $50US/$60CDN for each referral.
AND TO HELP YOU and YOUR CUSTOMERS REFER NEW CUSTOMERS EASILY….

MELALEUCA – FEBRUARY BUSINESS INCENTIVE
AND
COMPENSATION ENHANCEMENT!! CHECK IT OUT BELOW

The Above Pack is a Vitality Weight Loss Pack

  • 3 GC Control Shakes
  • 1 FiberWise Drink
  • 3 boxes of Access Bars
  • FREE Vitality Weight Loss Guide  Vitality Weight Loss Pack  |  PACK SAVINGS $16.34* Complete 30-day supply #2354  |  $143.00 regular price SAVE 30%  |  $99.99 preferred price (54 pts)
FEBRUARY BUSINESS INCENTIVE
February Business Incentive – Part 1:
ALL those who achieve DIRECTOR status for the FIRST TIME in FEBRUARY 2013 are GUARANTEED to earn:
$500US / $600CDN for 4 Quality Enrollments (in February)
OR
$1000US / $1200CDN for 8 Quality Enrollments (in February)
(Melaleuca will “top up” your earnings to the GUARANTEED amount).
Who can take advantage of this incentive?
1. You are brand new OR you’ve been a customer for a while AND have no enrollments, yet –
you will become a Director by enrolling 8 customers in February and will qualify for the larger amount !
2. You have a few customers, but not yet 8 (regardless of when you first enrolled) Enroll 8 customers in February and earn the larger amount
o Enroll the number you need to achieve Director, but a MINIMUM of 4 and earn the smaller amount
ex1: you have 6 customers – you must enroll 4 for a total of 10, or
ex2: you have 4 customers – you must enroll 4 for a total of 8, or
ex3: you have 2 customers – you must enroll 6 for a total of 8).
3. You want to advance your business to the next level.
Offer this opportunity to your team & all new prospective customers
& develop SEVERAL new Directors in February!!February Business Incentive – Part 2:
ALL those who achieve DIRECTOR III status
for the FIRST TIME in FEBRUARY 2013 will earn:
A free Convention Package – Valued at $1,059:
Free Convention Ticket ($259.)
$500 for airfare
$300 for hotel accommodation
BE THERE!!!
Convention 2013 – Salt Lake City, Utah – May 2-4
Compensation Plan Enhancement – Effective FEBRUARY 1ST
A new & SIMPLE Product Introduction Commission!!
Earn $25. EVERY time you quality enroll a 35PP customer
Earn $50. EVERY time you quality enroll a Value Pack customer
Earn $100. EVERY time you quality enroll an Essentials Pack customer
Visit www.melaleuca.com
Business Center / News & Meetings / Monthly Incentive
to listen to the call and print out all the details
GET THE WORD OUT NOW
and ENJOY business GROWTH in February!!Essential English For Authors - Improve Your English & Get PublishedMost impressive is the fact that Melaleuca achieved another year of record sales ($1,131,000,000) in a very slow economy and during a year in which the sales for many companies slid backwards… We owe our success to the superiority of our product line…We believe our growth record is an indication of an extremely bright future…Thank you again for your support and … all you do to enhance lives!”  Frank VanderSloot
What’s new:
  1. Go to www.melaleuca.com/vitality and check out the cost saving Weight Loss Packs.  Scroll to the bottom of the page and click on the link for:  Vitality: Simple Steps to your Ideal Weight guide ( a new 32pg booklet with INVALUABLE information about our wellness products & how to use them – see pg. 22).  FINALLY Melaleuca has an easy “system” to follow, which uses our world class products to take care of our health AND lose weight!!
  2. Register for the Weight Loss Challenge (prizes involved) by sending your name & phone number to: simplesteps@melaleuca.com (There is a pdf document with all the details at the above site). You have a flexible 10 week window to lose 10% of your body weight, using a proven, HEALTHY system.
  3. New Sun Valley Wax Melt Warmers – incredible value (Just $14.99) + 10 new wax scents!! GREAT GIFT ITEM!!
  4. New GUM formula – called EXCEED – 3 new LONGER LASTING flavors! (Still the only sugarless gum that does NOT use aspartame, but natural XYLITOL, instead!!)
  5. Sei Bella – NEW Age-Defying Concealer (improved formula) and NEW “Complete Radiance Clay Facial Masque” – 5 benefits in one!! New SPRING color selections & special offers.
  6. Home Security Special Offer – $1049 worth of equipment for just $49. installation.  Also, you can earn a $25. referral fee for referring new customers to Home Security. For more details:  Go to www.melaleucasecurity.com and call the number listed there to speak with a friendly agent (no obligation).
  7. $1. Memberships available until January 21st  – feel free to refer a friend!

 

YOU CAN OWN THE WELLNESS COMPANY – MELALEUCA
THIS IS HOW

BECOME A MEMBER, REFER SOMEONE AND MAKE MONEY
$$$$$ For the Month of September $$$$$

Melaleuca is making it easy (& profitable) for us to get back to our work rhythm after an amazing summer, with A TRIPLE INCENTIVE!!

Something for customers:
1. EVERYONE who enrolls 2 new customers before September 13 will earn $50 in Loyalty Shopping dollars that can be redeemed for free products.

a. Even NEW CUSTOMERS can refer 2 friends and earn these dollars, which makes their membership free + earns them $20 bonus bucks.
Nice “back to school/back to work” special!!

Just Click bleow to:—
OWN THE WELLNESS COMPANY – MELALEUCA

There’s a Melaleuca saying: “The one who develops the most Directors “WINS”!!”
2. All those who achieve Director for the first time in September can earn a GUARANTEED CHEQUE of either $500.US ($600.CDN) OR $1000.US ($1200CDN).
a. IF you already have 4-7 active customers and you have never been a Director, then you can simply enroll 4 new customers this month and earn $500US or $600CDN.
b. IF you are starting out and do not, yet, have any customers, allow your support team to help you to enroll a minimum of 8 new customers, to achieve Director status and earn $1000US or $1200CDN.

(Melaleuca calculates your earnings, then “tops them up” to whichever guaranteed cheque you qualify for. This cheque includes ALL bonuses & commissions).

We’ve been asking for it & Melaleuca listened!!
Finally an incentive for those who are already at Director status
and want to advance to the next level – D3, D4, D5, etc.!

3. All those who are already in the Director ranks & who qualify by:

a. Enrolling 4 new personal customers in September

b. Developing a new personal Director in September

c. Advancing to a status of D3 or above …
… Will earn a guaranteed cheque of $2000US or $2400CDN !!
There’s never been a better time to advance your business.

Be sure to spread the word to your entire team and offer them the opportunity to team up with you and reach their goals in September!

There truly is SOMETHING FOR EVERYONE!!

Leadership Celebration Dinner

Get September started right by taking part in a Leadership Celebration Dinner in your area!! It’s the time to celebrate last month and make a plan for this month.

Share your goals
Let us know what your goals are for September, so that we can support you in achieving them!

Fall Kick-Off Coming Soon
Take these first 2 weeks of the month to show Melaleuca to as many new potential customers/business partners as possible, then invite them to a Fall Kick-Off near you (where they will meet members of Melaleuca’s management team).

Value added: ADDITIONAL business incentive for ALL Fall Kick-Off ATTENDEES!!!
Then, watch your business explode over the next 90 days!!

Dinnah Walton
MARKETING EXECUTIVE

Is Obama’s Heavy Regulation Pace Crippling Black Business?

I am sure as a black President; Obama was expected to do so much for blacks, but we can understand his reaction from that expectation.        In my opinion, I think he did a pretty good job in distancing himself from doing anything evident for black people; fearing criticism, wild news from media, and tension that will arise not only from citizens, but his fellow politicians in Washington, DC.                                        Thus, it would come as no surprise if CEO s like Harry Alford of the National Black Chamber of Commerce (NBCC) says “The small business goal by the federal government has not been met in any of the six years of the Obama administration. His heavy regulation pace is crippling us. His administration is not good for business and especially black business”.   What do you think?                                                      You can leave us your comments below after reading today’s article from Fortune Magazine with the CEO of the National Black Chamber of Commerce, Harry Alford.      http://management.fortune.cnn.com/2014/04/03/america-got-a-cold-and-black-businesses-got-pneumonia/

You can also check out these opportunities on Trade Missions with the NBCC taking advantage of the recent Free Trade Agreement to:-  Columbia May 18 to 22, 2014 and to Cuba November 2014. Join them, especially if you are a black business.  http://www.nationalbcc.org/

‘America got a cold and black businesses got pneumonia’

Harry Alford, CEO of the National Black Chamber of Commerce, talks about encouraging black-owned businesses — and why he thinks Paul Ryan is right about inner-city culture.

By Brandon Southward

FORTUNE — Harry Alford is a longtime champion of black-owned businesses owners. A veteran of corporations such as Procter & Gamble (PG) and Johnson & Johnson (JNJ), Alford about two decades ago dedicated himself to expanding opportunities for black entrepreneurs. Like many advocates for small to medium-sized businesses, he offers a passionate argument against excessive government regulation — and an endorsement of Rep. Paul Ryan’s (R-Wis.) recent remarks on inner cities and the culture and value of work.

Fortune: When did you launch the National Black Chamber of Commerce?

Alford: It was launched May 23, 1993. My wife and I launched it after a successful launching of a local black chamber in Indianapolis. It caught the attention of people from around the nation and it occurred to us that a national black chamber was needed.

 So, what is the state of African Americans in the business world?

There is a positive trend. Black business owners are the fastest-growing segment for business ownership. We grew at a rate of 60% from 2002-2007 according to the U.S. Census Bureau, and there about 1.9 million businesses currently owned by African Americans in the U.S. That’s about 7.3% of all small businesses, which is small but progress is being made.

What would you say are the biggest impediments to African Americans becoming business owners?

You know it’s the normal stuff that holds back more people from becoming business owners like capital access, cronyism by existing businesses, and a lack of technical assistance. And this isn’t an impediment, but we also did get harder than most during the recession. America got a cold and black businesses got pneumonia.

Can more be done to inspire or encourage more African Americans to become business owners?

The need for job creation in African American communities. There is a calling for those who dare to take risks for the sake of future rewards. There has been outreach within their networks like their family, colleges, churches, associations, etc. You know if you look at engineering, IT, and construction management there is a great amount of young talented African American entrepreneurs.

What are some areas where you see bright spots?

Well, engineering, IT, construction management compose a great amount of talented entrepreneurs. The ingredients to new entrepreneurs are retiring professionals, college graduates and military officers are the key ingredients to new entrepreneurs. They have acquired unique skill sets and can apply that to starting a business.

So things are …

Well let me say this, black business demographics are not at parity with the mainstream. We do $136 billion in revenue, if we were at parity that would be $1.4 trillion in revenue. We employ 910,000 workers. If we were at parity that would be 7.1 million workers. Also, we have 1.9 million firms — at parity that would be 3.3 million firms. We still have a long ways to go.

I’d like to get your thoughts on President Obama and his policies towards business.

President Obama has a strong love for construction unions. Construction unions have a fierce hatred for small business, particularly black, Hispanic, and woman-owned firms. Consequently, black contractors are doing much less federal work than any other president since Eisenhower. SBA-backed loans to blacks have been cut by more than half. The small business goal by the federal government has not been met in any of the six years of the Obama administration. His heavy regulation pace is crippling us. His administration is not good for business and especially black business.

Recently Paul Ryan referred to the culture of the inner city and in particular men in the inner city not wanting to work or value hard work. I’d like to know your reaction to his comments? Do you agree?

Yes, I would agree. I see it in the South Side and West Side of Chicago; South Central L.A., all of Detroit, etc. It is one of the reasons my wife and I started the NBCC — to economically empower African American communities through entrepreneurship and self-help.

Kenyan’s Hit The Jackpot in Lucrative Business – E/Waste, Diamond in the Rough!

E-Waste: Kenya’s Diamond in the Rough

Published Wed, Mar 26, 2014  |  

Kenya hit the jackpot.  It’s been sitting on this lucrative business for a while, and now, e-waste is turning into e-profits…

Nairobi’s Kibera district, a place far off from wealth and prosperity, with most of it’s population (0ne million) living on less than minimum wage, is Africa’s largest slum. But a new source of income has reached the surface. And we can thank Leonard Ngatia, a Soweto Youth Group collector. Every day he scrounges around local repair shops for electronic waste, banking up to $45 per day.

Leonard Ngatia says, “We don’t make money every day, but what we do get, we are able to plan for – we buy what we can, we pay rent… I can’t complain.”

Not too shabby. Electronic waste could be quite lucrative for business, after all. It all adds up: nine tons of copper, 24 kg of gold and 250 kg of silver. All can be found in every one million phones. Thousands of tons of e-waste pass through Kenya every single year. Charles Kuria, Managing Director at HP East Africa, argues that this resource is largely untapped.

Charles Kuria says, “We need to educate the population that this so-called electronic waste is actually a resource. It becomes a resource when it is recycled in the correct way.”

But there’s a downside: If the waste is disposed of in the wrong way, harmful toxins can be released. This Nairobi plant is training collectors (like Leonard) on how to handle it properly. This may prove to be promising for the jobs market.

Supposedly Kenya’s first sustainable e-waste recycling center, East African Compliant Recycling (EACR) has big plans: Process the waste and sell it back to the companies throughout the country.

EACR CEO Robert Truscott says, “This is the first model of its kind, not just in Africa… but anywhere in the world. This model is about connecting the collector to the global markets for the materials, and providing them with a fair and transparent price in actual fact to ensure they get the maximum value for the waste.”

One thing’s for sure… electronic waste has no shortage. By 2017, e-waste is predicted to reach 65 million tons (worldwide). That’s a 33% increase over the past 5 years, alone.

The Stock Market In Japan Is Collapsing. Is U.S.A next in line?

With this one I have to include the comments from readers at
The Trading Report so you can get an idea about our economy worldwide; as well as enjoy fresh ideas and insight about the  the realities of the collapsing market globally as some are predicting to happen this year. This is what some people say about the whole situation:-  “Japanese economy was sideswiped in the early 90’s by artificially low interest rates and excessive money supply which led to bubbling asset prices;  when alot you who think the economy is going to be all roses’s the one with the gold and silver will flourish;  Maybe you are not aware of the nature of debt, but at some point it must either be paid back, defaulted on, or inflated away: since paying it back is not an option, we will be stuck with #2 or # 3, neither of which will end well.”  Enjoy the article……and let us hear from you too, you can comment in the end

The Stock Market In Japan Is Collapsing

By Michael Snyder (The Economic Collapse Blog | Original Link) February 5, 2014
Tokyo Night
Did you see what just happened in Japan? The stock market of the 3rd largest economy on the planet is imploding. On Tuesday, the Nikkei fell by more than 610 points. If that sounds like a lot, that is because it is. The largest one day stock market decline in U.S. history is only777 points. So far, the Dow is only down about 1000 points during this “correction”, but the Nikkei is down more than 2,300 points. The Nikkei has dropped more than 14 percent since the peak of the market, and many analysts believe that this is only just the beginning. Those that have been waiting for a full-blown stock market collapse may be about to get their wish. Japan is absolutely drowning in debt, their central bank is printing money like crazy and the Japanese population is aging rapidly. As far as economic fundamentals go, there is very little good news as far as Japan is concerned. So will an Asian financial collapse precede the next great financial crisis in the United States? That is what some have been predicting, and it starting to look increasingly likely.

What happened to the Nikkei early on Tuesday was absolutely breathtaking. The following is how Bloomberg described the carnage…

At the end of January 2013, Japanese stocks trailed only Portugal for the biggest rally among developed markets. Now the Nikkei 225 Stock Average is leading declines, slumping 8.5 percent last month and today capping a 14 percent drop from its Dec. 30 peak.

Losses snowballed in Tokyo during a global retreat that has erased $2.9 trillion from equity values worldwide this year amid signs of slower growth in China and stimulus cuts by the U.S. Federal Reserve.

As Bloomberg noted, much of the blame for the financial problems that we are seeing all over the planet right now is being placed on the Federal Reserve.

The Fed created this bubble by pumping trillions of fresh dollars into the global financial system, and now they are bursting this bubble by starting to cut off the flow of easy money.

This is something that I warned would happen when the Fed decided to taper, and now RBS is warning of a “market bloodbath” unless the Federal Reserve immediately stops tapering.

Most Americans simply do not realize that our financial markets no longer resemble a free market system. Instead, they are highly manipulated and distorted by the central banks, and the trillions of dollars of “hot money” that the Fed has poured into the global financial system has infected virtually every financial market on Earth…

On Wall Street they call it “hot money”—that seemingly endless flow of cash that goes to the most profitable country du jour—but in the real economy it’s gone cold.

That hot money has come mostly in the form of a low-yielding U.S. dollar, which investors have borrowed en masse to fund investments in other higher-yielding currencies across the globe. The so-called carry trade has helped fuel an investment bonanza across the world that has boosted risk assetsthanks primarily to the U.S. Federal Reserve’s easy-money policy.

But with the Fed tiptoeing away from what initially was an $85 billion-a-month infusion of liquidity, investors are beginning to prepare themselves for a world of rising rates in which the endless cash flow to emerging market economies begins to ebb, then cease.

We never fixed any of the fundamental problems that caused the last financial crisis. Instead, the Fed seemed to think that the solution to any problem was just to create more money.

It was an incredibly stupid approach, and now our fundamental problems are worse than ever as Marc Faber recently noted…

“Total credit as a percent of the global economy is now 30 percent higher than it was at the start of the economic crisis in 2007, we have had rapidly escalating household debt especially in emerging economies and resource economies like Canada and Australia and we have come to a point where household debt has become burdensome on the system—that is, where an economic slowdown follows.”

So what comes next?

Well, unless the Fed or other central banks intervene, we are probably going to have even more carnage.

At least that is what Dennis Gartman, the editor and publisher of “The Gartman Letter”, told CNBC on Tuesday…

“I just think you’re going to have a very severe, very substantive and really quite ugly correction that will probably make a lot of people wail and gnash their teeth before it’s done.”

Other analysts share his pessimism. According to Doug Short, the vice president of research at Advisor Perspectives, the U.S. stock market “still looks 67% overvalued“.

Most sobering of all is what Richard Russell is saying. In his 60 years of writing about financial issues, he has never been “so filled with foreboding regarding what lies ahead”…

I’d be lying if I said that I wasn’t worried about the way things are going. Frankly, I’m truly scared for myself, my family and the nation. I have the sinking feeling that the stock market is on the edge of a crash. If that happens, investor sentiment will turn quickly bearish. And the bear market will start feeding on itself. Ironically, the recent action occurred in the face of almost insane bullishness on the part of the crowd and on the part of investors.

Obviously smart heads and institutional money managers know that the US is semi dead in the water. And all the talk about an improving economy is just wishes and hopes. Bernanke’s dream of a flourishing new economy, improving without the need of the Fed’s help, is an idle dream.

I’ve been writing about the stock market for over 60 years and I can’t remember a time when I was so filled with foreboding regarding what lies ahead. The primary trend of the market, like the tide of the ocean, is irresistible, and waits for no man. What scares me the most in this current situation is that I see no clear island of safety.

You can read the rest of his very disturbing remarks right here.

U.S. stocks may not totally crash this week, this month or even this year, but without a doubt a day of reckoning is coming. As a society, our total consumer, business and government debt is now equivalent to approximately 345 percent of GDP.

The only way that the game can continue is to keep pumping up the debt bubble even more.

Once the debt bubble stops expanding, it will start collapsing very rapidly.

Those that foolishly still have lots of money in the stock market better hope that the Federal Reserve decides to intervene in a major way very soon.

Because if they don’t, there is a very good chance that we could indeed have a “market bloodbath” on our hands.

Join the discussion…at the trading report
http://www.thetradingreport.com/2014/02/05/the-stock-market-in-japan-is-collapsing/
george • 20 hours ago
Maybe we could get the taxpayers to give us a 100 million to go on a one week trip and not worry about increasing the debt, or for that matter anything else and we could all take “selfies” of ourselves.
3 •Reply•Share ›

JohnDille • 20 hours ago
YADA YADA YADA!!! I guess Michael Snyder has never heard of Abenomics, the Japanese version of infinite Quantitative Easing! Right wingers wishing to bash Japan’s effort to get its stagnant economy moving apparently are not aware that it has been stagnant for more than 20 years… so it is about time they try SOMETHING!!! That is especially true because Japan can no longer afford stagnation… it can risk serious economic problems by following Abenomics… or they can risk even more serious economic problems by doing nothing!!! In other words, Japan is in the same situation the United States was a few years ago… when they decided to step in and do the bail out thing and the quantitative Easing thing… as risky as those strategies were… OR THEY COULD HAVE DONE LIKE RIGHT WINGERS WANTED THEM TO DO… and let the whole US economic system collapse!!! Japanese economy was sideswiped in the early 90’s by artificially low interest rates and excessive money supply which led to bubbling asset prices They seem to forget that out there in the REAL world, the solution to the debt problem is inherently simple, though controversial… SINCE ALL THAT DEBT IS JUST PAPER, IF PUSH REALLY COMES TO SHOVE, JUST PUT A MATCH TO THE MOST EXPENSIVE FORMS OF ALL THAT PAPER!!! Let the rich right wingers scream in protest… WE STOLE ALL OF THAT MONEY FAIR AND SQUARE… but driving down interest rates almost to zero is saving the US government and the people of the United States TRILLIONS OF DOLLARS A YEAR IN INTEREST COSTS… SAVINGS THAT WILL BE COMPOUNDED FOR YEARS TO COME IF WE CONTINUE TO FOLLOW THAT STRATEGY!!! In the mean time, let the right wingers howl… THE WIND BLOWS LOUDEST THROUGH AN EMPTY BARN… as my old man used to say!!!
1 2 •Reply•Share ›

Paul Dragotto JohnDille • 19 hours ago
why are you blaming the right. it’s the whole damn system. if you have any money in a 401K , or any retirement , get it into gold and silver. when alot you who think the economy is going to be all roses’s the one with the gold and silver will flourish. i’m not a republican nor a deomocrap, i’m an patriot. i stand by the constituiton and the i buy guns and gold.i see inflation every week go up in food price’s and dry goods. when the storm troopers come to take you to a FEMA camp . i’ll be safe with my food,guns, and metals. good luck chuck.
6 •Reply•Share ›
Avatar
Joe Cabot JohnDille • 17 hours ago −
Uh, sleepy, maybe you were dozing off, but the stimulus in the USA began during the Bush administration. Called TARP, too big to fail, and corporate bailouts, the lefties were in full howl over the excesses and evil of it all. Now that Barry is in office it suddenly becomes sound economic policy. By the way, the Japanese economy was sideswiped in the early 90’s by artificially low interest rates and excessive money supply which led to bubbling asset prices, which is exactly where we are at today. Maybe you are not aware of the nature of debt, but at some point it must either be paid back, defaulted on, or inflated away: since paying it back is not an option, we will be stuck with #2 or # 3, neither of which will end well. That lesson was taught during the first week of basic economics – you must have been in the barn with your dad that week.
3 •Reply•Share ›