Tag Archives: Franchise Business Benefits


The list below displays new non-competitively bid contract opportunities available on the City’s website. The Status column shows if the application period is open, closed or has been cancelled.



PWD (PWD or Department), the water utility department of the City of Philadelphia, is seeking proposals, through this Request for Proposal, from qualified consultants to provide planning and engineering services for the Germantown Storm Flood Relief Capital Improvement Plan. Provided herein are project background information, anticipated professional services, and evaluation criteria considered for award. The selected Respondent will be responsible for successfully providing the requested services and deliverable.

Dept/Agency    –    WATER

Service Type    –     Architect and Engineer Svcs

Amount            –       To be determined

Opening Date      –      10/28/2015

Closing Date         –      11/18/2015

Status                  –             Open

A complete list of all New Contract Opportunities can be viewed by visiting https://secure.phila.gov/ECONTRACT



How to Start a Startup – Free on line classes (ends December 2)

December 2nd will be the last week of classes for “How to Start a Startup”! If you have missed these classes then don’t despair, we have them right here you can just click on a video and get engaged.

“How to Start a Startup”, CS183B is a class taught at Stanford. It’s designed to be a sort of one-class business course for people who want to start startups. These classes were offered on line and free of charge to participants.

Videos of the lectures, associated reading materials, and assignments were made available. There were 20 videos, some with a speaker or two and some with a small panel; a 1,000 minutes of content if you watch it all.

These classes covered how to come up with ideas and evaluate them, how to get users and grow, how to do sales and marketing, how to hire, how to raise money, company culture, operations and management, business strategy, and more.

These classes were brought to you by Y Combinator and they are doing this because they  believe helping a lot of people be better at starting companies will be good for everyone. It will hopefully be valuable even for people who don’t want to start startups.

Talks like these have really helped Y Combinator founders create their companies, and Sam is hoping you find it helpful too!

There’s a lot that goes behind the scenes in running a startup. Getting the legal, finance (equity allocation, vesting), accounting, and other overhead right will save you a lot of pain in the long run. Kirsty Nathoo, CFO at Y Combinator, and Carolynn Levy, General Counsel at Y Combinator, cover these very important topics, in Lecture 18 of How to Start a Startup.

Hosain Rahman, founder and CEO of Jawbone, discusses the design process for building hardware products users love. Lecture 17!

Young Africans here is your Chance-Tips4The Application- the 2015 Mandela Washington Fellowship

Your opportunity to participate in a life-changing fellowship is coming soon!  I’m happy to announce that the application for the 2015 Mandela Washington Fellowship, the flagship program of President Obama’s Young African Leaders Initiative, will be available on Tuesday, October 7th, 2014.

Check out the fellowship details and application instructions on yali.state.gov.
Get Application Details
With just over four weeks to prepare, start putting your application together now! The closing date is Wednesday, November 5th, 2014.

Here are 6 tips on getting started:

  1. Check the eligibility requirements and make sure you meet the qualifications.

  2. Study the criteria for selection. Think through how to best present your experience and qualifications in those areas.

  3. Review all the requirements for the application, and make a list of what you need and update your personal materials.

  4. Update your resume and have a teacher or a professional associate review it.

  5. Ask for letters of recommendation from your supervisor or university professor.

  6. Read the stories from the 2014 fellows and learn how they prepared for the application. You can see them at yali.state.gov.

The Mandela Washington Fellowship is just one part of the Young African Leaders Initiative. Aside from applying to the program, make sure you stay engaged with the YALI Network on Facebook and Twitter to learn about other opportunities to develop leadership skills and connect with other young leaders.

Start preparing your application materials and good luck!

Video#2 is up on Free E-Business Course/Want to start a startup?

Empowering Women and Youth Worldwide with Education and Life transformation programs, resulting in industrialists’ generation. Empowering communities economically at ViWiDA-USA. Follow us on Facebook for great stuff especially Cultures Exposure Weekend!

AND NOW YOUR FREE CLASS IS ON! brought to you by Y Combinator from Stanford University


Sam wrapped up the four topics today, covering Team and Execution. The video is up on the lecture 2 coursepage.     

Links and more FAQs:

  • You can also access the videos on startupclass.co, where there are separate discussion threads for each video and reading (scroll down to Curriculum). Tuesday’s discussion thread is here, and today’s is here.
  • For those who have trouble accessing the Youtube videos, videos will also be available on Stanford’s iTunes U, and the Stanford Youtube channel (which is more accessible). Videos will be up on those channelswith subtitles, at a 2-3 day delay.
  • Translations will be added to the Youtube video directly, also at a 2-3 day delay. If you want to help add subtitles in a language of your choice,volunteer on Dotsub.
  • Presenter’s slides will be available on each coursepage.
  • A list of all readings (including readings for upcoming Tuesday’s lecture) is on our website as well.
  • The form for submitting Q&A for Lectures 3 and 4 is still open (and all Q&A will go through the same form, which will update over time).


Copyright © 2014 Y Combinator, All rights reserved.
Thanks for signing up for Sam Altman’s How to Start a Startup class! Stay tuned for information regarding lecture videos as well as assignments and other community engagement.

Our mailing address is:

Y Combinator

215 Kearny St

San Francisco, CA 94004


Guide To FREE Government GRANTS

Anyone thinking about going into business for themselves, or wanting to expand an existing business should rush for the world’s largest “one-step-money-stop” where FREE MONEY to start or expand a business is being held for you by the Federal Government.

It sounds absolutely incredible that people living right here in the United States of America wouldn’t know that each year the world’s largest source of free business help delivers:

* Over $30 billion dollars in free grants and low interest loans;

* Over one-half trillion dollars in procurement contracts;

* Over $32 billion dollars in FREE consulting and research grants.

With an economy that remains unpredictable, and a need for even greater economic development on all fronts, the federal government is more willing than ever before to give you the money you need to own your own business and become your own boss!

In spite of the perception that people should not look to the government for help, the great government give-away programs have remained so incredibility huge if each of the approximately 8 million businesses applied for an equal share, they would each receive over $70,000.

Most people never apply for a FREE GRANT because they somehow feel it isn’t for them, there’s too much red-tape, or simply don’t know who to contact. The fact is however, that people from all walks of life do receive FREE GRANT MONEY and other benefits from the government, and you should also.


As with all grant seeking, the key to obtaining grants is preparation and knowledge about funding sources. Preparation means identifying programs that are available, and determining if you fall within their restrictions.

The following sources will be invaluable to you in locating thousands of sources of FREE MONEY


This daily publication contains changes, proposed changes, and notices about rules and regulations affecting all government agencies and their programs. Federal agencies must publish the program description, eligibility requirements, and program guidelines in the Federal Register. For current subscription costs write to: Superintendent of Documents, U.S. Government Printing Office, Washington, Dc 20402.


This publication lists a complete description of every program in the federal government that makes funds available to private business. Write to the U.S. Government Printing Office, Washington, DC 20402.


This publication contains a daily listing of U.S. Government procurement invitations, contract awards, subcontracting leads, sales of surplus property, and foreign business opportunities. For current annual subscriptions costs write to the Superintendent of Documents, U.S. Government Printing Office, Washington, Dc 20402.


888 Seventh Avenue, New York, NY 10019, will provide you with a listing of philanthropic foundations.



Contact the Economic Adjustment Division, Director, Economic development Administration, Herbert Hoover Bldg.,Rm. H7217, Washington, DC 20230.


Grants are awarded up to $2 million dollars to stimulate business growth. Contact the Minority Business development Agency, department of Commerce, Washington, DC 20230.


Management and technical assistance is provided free to disadvantaged business. Contact the Associate Administrator for Small Business, 1441, L Street, NW, Rm. 602, Washington, DC 20416.


Contact the Chief, Program Support Branch, Management Operations Division, Office of Multi-Family Housing Management, department of Housing and Development, Washington, DC 20420.


Up to $200,000 dollar grants are awarded to women in business annually. Contact the Grants Management Office, Small Business Administration, 1441 L Street, NW, Washington, DC 20416


Contact the Director, Office of Multi-Family Housing Management, Dept. of Housing and Urban Development, Washington, DC 20410.


Contact the Office of Indian Services Director, Bureau of Indian Affairs, 18th & C Streets, NW, Rm. 4600, Washington, DC 20240.


There simply isn’t enough room in this report to begin listing all the FREE MONEY programs that are available from the federal and state governments. We can tell you however, the general types of programs that are available and where to begin.

As you contact different agencies for grant money, learn not  to accept “no” as a final answer. There are so many new programs being offered each year that often an agency’s own employees won’t be aware they are offering the one you ask about. If being persistence doesn’t help, get in touch with your Congressman and let them track down a program that meets your needs.



Usually through direct grants that do not have to be paid back.


Free management advice is offered on almost every business subject by the Department of Economic Development to minimize new business start-up management costs.


State hired specialists are available to assist new entrepreneurs select the best possible location for their new business.


Most states will assign specialists to work with a new business with one-on-one management training.


This program provides FREE MONEY  to train employees. FREE MONEY is also available to send employees to school.


FREE MONEY is available to attract high-tech related companies.


States have highly trained management consultants who will locate Federal Grant Programs to help you through the application process.


State professionals will help a new business owner apply for permits, licenses, or any other legal document a business may require.


This method can provide FREE MONEY in the sense you wouldn’t have to pay it back. You would, however, probably have to give up part of the ownership of your business in order to receive financing. Most states have their own venture capital finance firms that invest in high risk businesses.


FREE MONEY grants are available in most states for women or minorities who want to start a business.


A state may raise money through industrial revenue bonds to buy your fixed-asset equipment. The public, which invest in these bonds, do not pay taxes on the earned interest. When a low interest loan is granted, the state does not guarantee that investors will get their money back if the business fails. If a state issues a general obligation bond, a public investment is then guaranteed. the states will also make direct loans at low interest, or even co-sign a commercial bank loan. If a state co-signs a loan for you, it may subsidize your interest and reduce an already low-interest rate lower yet.


Every state has Small Business development Centers who can match you with the right FREE MONEY grant program. All development centers offer free counseling to anyone wishing to start or expand a business. Their services are varied but include; FREE seminars, workshops, business planning, feasibility studies, marketing research, management analysis, sales technique, financing, exporting, inventory control, accounting, record keeping, and grant application. Whatever your questions about FREE MONEY grants or starting a business, refer to your telephone directory under State Offices and contact your Small Business development Center.


A venture capital company is another source for FREE MONEY in financing your business plans. But since they are willing to assume some risk by investing in your business, they also expect some equity in the business itself.

Venture capital companies invest in projects they feel will be successful and bring a return on their investment. If you are interested in asking a venture capital company to invest in your business refer to your telephone directory under Venture Capital Companies or Investment Companies, and contact those who are in the same area you want to start your project in.


Small business investment companies can provide your business with the capital it needs by; 1) giving you a free loan; 2) making a stock investment in your business; or 3) offering a combination of the two.

Small business investment companies are in the business of making money just like any other business. The biggest difference between them and another investor is:

1) They are privately managed firms who are licensed and partially financed by the federal government’s Small Business Administration.

2) All of its transactions are regulated by the government.

3) Their success depends on the growth and profits of companies they own stock in. They often give money in exchange for stocks.

4) Their loans usually carry lower interest rates than commercial banks.

5) Straight loans repayments are carried over a longer period of time.

6) Most businesses are eligible, especially if they are 50% minority owned.

For a complete listing of the thousands of Small Business Investment Companies, visit your local library and ask for the SBIC Catalog. Study the catalog and note the companies that specialize in your area of interest. Then write them and request more information on what they have to offer.


To write a successful grant application for FREE MONEY it should be well planned. You should be familiar with exactly how a particular agency prefers to have their grant proposals completed. If you have no experience in writing grant proposals, this is another area where your Small Business development centers can help.


Once you decide which government agency you want FREE MONEY from, contact them and ask for a grant application. Get to know some of the grantor agency personal. Experts love to talk about their programs, so ask for advice, suggestions, and criticisms about your proposed project.

In most cases, the more the agency knows about your grant proposal, the better your chances will be of getting support from the personnel who ultimately approve your FREE MONET request.

Often it is to the grantor’s advantage to send their grant proposal summary to an agency  official they have developed a contact relationship with, and ask them to review and return it to you with their comments. Be certain this approach is acceptable with your agency. You wouldn’t first want a first draft mistakenly processed before it was finished.

Making a personal visit to the agency’s office in your area is also important. Face to face contact will help you understand eligibility requirements, deadlines, maximum FREE MONEY amounts you can apply for, and other details you want to know about. You can also utilize an agency’s library and determine through books, brochures, and conversation if there are other agencies you could apply for FREE MONEY. there is nothing that says that you can’t apply for, two three, or more FREE MONEY grants at one time!


Do some networking and maintain continuous contact with people who can gather information for you about FREE MONEY GRANTS. Nothing can be substituted for personal contact with the decision makers who are in charge of grant programs. Learn to use your personal influence (and theirs) to achieve your goals.

The US. Government Printing Office maintains a wealth of information that people never take advantage of! Write to them and ask for a copy of the “U.S. Government Directory” and ask for a list of books, brochures, and documents that covers your field of interest. Tell them you are especially interested in obtaining information about FREE FEDERAL MONEY that’s available to private citizens.

Remember, “FREE FEDERAL MONEY” doesn’t mean you have to travel to Washington, DC. It just means finding out where the agencies are within your own state and local government. The contacts you want to make may be only minutes away.


Tips, Tricks, and Tools for Promoting Your Business Online  http://www.promopress.com/BusinessInformation/

Is Obama’s Heavy Regulation Pace Crippling Black Business?

I am sure as a black President; Obama was expected to do so much for blacks, but we can understand his reaction from that expectation.        In my opinion, I think he did a pretty good job in distancing himself from doing anything evident for black people; fearing criticism, wild news from media, and tension that will arise not only from citizens, but his fellow politicians in Washington, DC.                                        Thus, it would come as no surprise if CEO s like Harry Alford of the National Black Chamber of Commerce (NBCC) says “The small business goal by the federal government has not been met in any of the six years of the Obama administration. His heavy regulation pace is crippling us. His administration is not good for business and especially black business”.   What do you think?                                                      You can leave us your comments below after reading today’s article from Fortune Magazine with the CEO of the National Black Chamber of Commerce, Harry Alford.      http://management.fortune.cnn.com/2014/04/03/america-got-a-cold-and-black-businesses-got-pneumonia/

You can also check out these opportunities on Trade Missions with the NBCC taking advantage of the recent Free Trade Agreement to:-  Columbia May 18 to 22, 2014 and to Cuba November 2014. Join them, especially if you are a black business.  http://www.nationalbcc.org/

‘America got a cold and black businesses got pneumonia’

Harry Alford, CEO of the National Black Chamber of Commerce, talks about encouraging black-owned businesses — and why he thinks Paul Ryan is right about inner-city culture.

By Brandon Southward

FORTUNE — Harry Alford is a longtime champion of black-owned businesses owners. A veteran of corporations such as Procter & Gamble (PG) and Johnson & Johnson (JNJ), Alford about two decades ago dedicated himself to expanding opportunities for black entrepreneurs. Like many advocates for small to medium-sized businesses, he offers a passionate argument against excessive government regulation — and an endorsement of Rep. Paul Ryan’s (R-Wis.) recent remarks on inner cities and the culture and value of work.

Fortune: When did you launch the National Black Chamber of Commerce?

Alford: It was launched May 23, 1993. My wife and I launched it after a successful launching of a local black chamber in Indianapolis. It caught the attention of people from around the nation and it occurred to us that a national black chamber was needed.

 So, what is the state of African Americans in the business world?

There is a positive trend. Black business owners are the fastest-growing segment for business ownership. We grew at a rate of 60% from 2002-2007 according to the U.S. Census Bureau, and there about 1.9 million businesses currently owned by African Americans in the U.S. That’s about 7.3% of all small businesses, which is small but progress is being made.

What would you say are the biggest impediments to African Americans becoming business owners?

You know it’s the normal stuff that holds back more people from becoming business owners like capital access, cronyism by existing businesses, and a lack of technical assistance. And this isn’t an impediment, but we also did get harder than most during the recession. America got a cold and black businesses got pneumonia.

Can more be done to inspire or encourage more African Americans to become business owners?

The need for job creation in African American communities. There is a calling for those who dare to take risks for the sake of future rewards. There has been outreach within their networks like their family, colleges, churches, associations, etc. You know if you look at engineering, IT, and construction management there is a great amount of young talented African American entrepreneurs.

What are some areas where you see bright spots?

Well, engineering, IT, construction management compose a great amount of talented entrepreneurs. The ingredients to new entrepreneurs are retiring professionals, college graduates and military officers are the key ingredients to new entrepreneurs. They have acquired unique skill sets and can apply that to starting a business.

So things are …

Well let me say this, black business demographics are not at parity with the mainstream. We do $136 billion in revenue, if we were at parity that would be $1.4 trillion in revenue. We employ 910,000 workers. If we were at parity that would be 7.1 million workers. Also, we have 1.9 million firms — at parity that would be 3.3 million firms. We still have a long ways to go.

I’d like to get your thoughts on President Obama and his policies towards business.

President Obama has a strong love for construction unions. Construction unions have a fierce hatred for small business, particularly black, Hispanic, and woman-owned firms. Consequently, black contractors are doing much less federal work than any other president since Eisenhower. SBA-backed loans to blacks have been cut by more than half. The small business goal by the federal government has not been met in any of the six years of the Obama administration. His heavy regulation pace is crippling us. His administration is not good for business and especially black business.

Recently Paul Ryan referred to the culture of the inner city and in particular men in the inner city not wanting to work or value hard work. I’d like to know your reaction to his comments? Do you agree?

Yes, I would agree. I see it in the South Side and West Side of Chicago; South Central L.A., all of Detroit, etc. It is one of the reasons my wife and I started the NBCC — to economically empower African American communities through entrepreneurship and self-help.

CV/Resume Cannot be Understated & Things You Shouldn’t Say During An Interview

The importance of writing an exemplary CV/Resume cannot be understated                                         By  Oil and gas job search CV/Resume tips

A CV/Resume is the tool that recruiters within the industry rely on to assess your skills, experience and aptitude to fill an advertised role. To this end, I have provided this brief guide to ensuring that your CV is up to scratch and ready to do battle with others in the modern online arena.

Writing your CV
A successful CV/Resume should follow the following format: –
It should be no more than 2 pages of A4
Make every word count and keep it concise! Recruiters spend an average of less than 10 seconds reading a new CV, so you need to grab their attention! Keep it commanding, compelling and leave the detail until your face to face interview.
Include a brief personal statement
Talk about your passion, ambition and what you can bring to the role above and beyond anyone else. Try and link it to past experiences and jobs.
Mistakes do not sell you or your abilities
Have you spell checked your CV/Resume for spelling and grammar? If not, do it now. Recruiters have a very low tolerance level for mistakes in Cvs as the lack of accuracy compels them to go to the next CV in the file. Don’t let this happen to you!
Yes, make the CV look as good as possible. Something that is attractive to the eye, keeps the eye. And that is the idea. Make sure that it is easily readable with bullet points and try to keep sentences a short eyeful in length. Use space to keep it as clean and easy to read as possible.
Keywords! What are keywords?
When you type any search into a search engine, that is a keyword! Recruiters will most likely find your CV/Resume via a keyword search, so ensure that you use the industry standard job title that is most appropriate to you. Any industry, sector or project names should also be included. If possible, also include all geographical locations you have lived and worked in also with country, region and city information. These are all things you can do to send your CV to the top of the pile.
Make it relevant
If you are going for a job that requires certain skills or experience, tailor it to that specific job. This will make your skills more closely aligned to the job you are applying for and make you more attractive to potential employers.
Include interesting facts
Everybody loves statistics, even the people scouring CVs, so include some facts and figures. What was the project worth? How much did you or your team contribute? These are tangible metrics that back up your achievements and your value so use them wisely.
Ensure that your CV is in Microsoft Word .doc or .docx format
This is the industry standard and will ensure a greater open rate from potential employers. There is nothing worse than having to download a large .pdf file that contains lots of photos. Recruiters are not interested in these and the slower download times will mean they look elsewhere without opening the CV.
If you have an existing CV, it is always worth reviewing what you have put in it before. Are there any other skills and/or experiences that you had forgotten about? If so, put them in the relevant place.

CV/Resume checklist
In order to make you as attractive as possible to potential employers, your CV/Resume should include the following as a minimum: –
– Personal details
Name, address, phone numbers and email addresses should all be included. Further details about your nationality, location and preferred place of work are also very useful. If you are willing to work anywhere, you should say so.
– Work experience
Start with your most recent work and work backwards. This may not seem logical to some of you, but trust me, this is how recruiters expect CVs to be laid out. Use short concise sentences and don’t forget the all important keywords. Make sure you rise above the noise.
– Education
Include all your qualifications, even the IT course you did 5 years ago and forgot about. It may be the one thing that puts you ahead of the next person. Sometimes this is all it can take to get you the job. Also include details of languages you speak and the fluency level.
– Skills
Do you have an extraordinary professional skill? List it here.
– Hobbies
List any hobbies that you feel will fit with the job offered. i.e. If the job is on a piping ship, don’t mention the fact that you can’t live without a round of golf. Any hobby that demonstrates motivation and commitment is worth a mention though.
– References
Although it is not mandatory to offer references on your CV/Resume, a quick note to say they are available is usually expected. Make sure that you let the referees know your intentions before you offer them up as reference sources.

Oilandgasjobsearch.com   https://us.oilandgasjobsearch.com/Page/cv-tips


7 Things You Shouldn’t Say During An Interview
By The NonProfit Times – December 16, 2013
Chances are that you have said something you wish you could take back at least once in your life. While suffering from a sudden case of foot-in-mouth disease can be merely embarrassing in most instances, it can all but ruin your chances of getting a job when it happens during an interview.

Job seekers often focus on saying the right thing and while that is important, saying the wrong thing should also be avoided. A poorly-timed faux pas can be so damaging that it could force a hiring manager to overlook all the good things you did up to that point. Not all mistakes are created equal, of course, which is something that Kaitlin Madden was sure to point out in a recent article on CareerBuilder.com. In the piece, she listed the seven things you should never say during an interview under any circumstances:

“My last boss was an idiot.”
A stream of one-word answers.
Your opinions on politics, religion, or other hot-button topics.
“Of course I know [skill you actually don’t know but are saying anyway to increase your chances of getting hired]!”
“Want to get a drink or a bite to eat after this is done?”
Laughing hysterically at a joke the interviewer tells. It’s fine to chuckle, but don’t overdo it.
“I’m not THAT great.” Modesty is accepted in most walks of life but not in the world of interviews. Don’t be afraid to sell yourself.

5 Ways to Attract Targeted Facebook Fans for Your Business

It is not easy to get fans for your Facebook page or Website without spending some money. Whatever the social media you use you’ll find that the easier way to get fans is to pay for it; because, it all amounts to getting traffic to your sites and have people like your business and hope that traffic will somehow make a purchase, that is, if you’re selling anything. Even if you’re not selling, just to get enough amount of visitors to your site eventually you’ll need to pay for it. Meanwhile, you can still use these 5 ways to attract targeted fans from internet.
6 minute read, by KRISTI HINES
With over 1 billion active users, Facebook is the top social network where every business can find an audience. However, unlike Twitter, building your audience on Facebook can be a little more tricky.

In this post, we’re going to look at five ways to attract targeted fans to your Facebook page.

1. Add a Like Button or Like Box to your website.

When you implement the LIKE BUTTON or LIKE BOX on your website, you make it easy for people to like your page without ever leaving your website. This can help keep your visitors focused on your website and give them a reason to come back later.

Alternatively, you can use the the expanded Like Box to show your latest Facebook updates along with the Like Button for your page.

Either way, getting your website visitors as fans of your page is a definite plus when it comes to making sure your customers remember you before and after a sale.

2. Add your page to your personal profile.

Make it easy for family, friends, and people from search to become a fan of your business’s Facebook page through your personal profile by adding a link to your page in your Work & Education section. Simply go to edit your About section, and add your business as your employer. Make sure that your business page shows up in the dropdown to select.

Then enter your title and make it your current place of work. Once you’re finished, you should be able to go to your profile, hover over your business name, and see a popup for your business’s Facebook page.

001When you do this, you can also promote your Facebook page by commenting on sites using the Facebook comment system. Your page link will be displayed next to your personal profile link above all of your comments.

3. Invite your e-mail contacts and friends.

Facebook page owners have a few options under the Build Audience menu on their page. First off, they have more options than any other social network to find people to suggest your page to in your e-mail contacts.

You can also suggest your page to all of your Facebook friends. This will show them a notification that you have asked them to like their page.

003While suggesting to friends can be a little time consuming as there is no select all option, it can be worthwhile if you have dedicated friends who like your business.

4. Participate on relevant Facebook pages.

Did you know you can use Facebook as your business page, like other pages, and comment on them? This is a great way to get exposure in front of your target audience. Just find similar business pages (preferably not competitors as they could delete your comments), like them, and participate in the comments.

002For example, women’s clothing stores could participate on the Facebook pages for fashion magazines. Tennis shops could participate on ATP player’s fan pages. The possibilities are endless. And if you leave valuable comments, people will start to come back to your page to learn more about your business.

5. Invest in Facebook Advertising.

Facebook has lots of great options when it comes to advertising your page. You can start with page promotion using the Get More Likes campaign on your page itself.

You can also use Sponsored Stories in the main Facebook Ads section to promote posts on your page or your page itself to friends of the fans of your page.

If you do use the main Facebook Advertising, be sure to target your advertising to people who match the demographics and interests of your ideal customers. Your goal isn’t to gain massive exposure and lots of likes – it’s to gain targeted exposure for targeted fans!

Measure the Results

As you are building your targeted fan base on Facebook, you will want to see how the growth benefits your business’s bottom line. Connect your Facebook page along with your Google Analytics and e-commerce platform with a FREE SUMALL ACCOUNT today.

Then you can find out if the increase in fans leads to an increase in traffic and sales!


Kristi Hines is a freelance writer, professional blogger, and social media enthusiast. You can follow her on Twitter and Google+.


The Stock Market In Japan Is Collapsing. Is U.S.A next in line?

With this one I have to include the comments from readers at
The Trading Report so you can get an idea about our economy worldwide; as well as enjoy fresh ideas and insight about the  the realities of the collapsing market globally as some are predicting to happen this year. This is what some people say about the whole situation:-  “Japanese economy was sideswiped in the early 90’s by artificially low interest rates and excessive money supply which led to bubbling asset prices;  when alot you who think the economy is going to be all roses’s the one with the gold and silver will flourish;  Maybe you are not aware of the nature of debt, but at some point it must either be paid back, defaulted on, or inflated away: since paying it back is not an option, we will be stuck with #2 or # 3, neither of which will end well.”  Enjoy the article……and let us hear from you too, you can comment in the end

The Stock Market In Japan Is Collapsing

By Michael Snyder (The Economic Collapse Blog | Original Link) February 5, 2014
Tokyo Night
Did you see what just happened in Japan? The stock market of the 3rd largest economy on the planet is imploding. On Tuesday, the Nikkei fell by more than 610 points. If that sounds like a lot, that is because it is. The largest one day stock market decline in U.S. history is only777 points. So far, the Dow is only down about 1000 points during this “correction”, but the Nikkei is down more than 2,300 points. The Nikkei has dropped more than 14 percent since the peak of the market, and many analysts believe that this is only just the beginning. Those that have been waiting for a full-blown stock market collapse may be about to get their wish. Japan is absolutely drowning in debt, their central bank is printing money like crazy and the Japanese population is aging rapidly. As far as economic fundamentals go, there is very little good news as far as Japan is concerned. So will an Asian financial collapse precede the next great financial crisis in the United States? That is what some have been predicting, and it starting to look increasingly likely.

What happened to the Nikkei early on Tuesday was absolutely breathtaking. The following is how Bloomberg described the carnage…

At the end of January 2013, Japanese stocks trailed only Portugal for the biggest rally among developed markets. Now the Nikkei 225 Stock Average is leading declines, slumping 8.5 percent last month and today capping a 14 percent drop from its Dec. 30 peak.

Losses snowballed in Tokyo during a global retreat that has erased $2.9 trillion from equity values worldwide this year amid signs of slower growth in China and stimulus cuts by the U.S. Federal Reserve.

As Bloomberg noted, much of the blame for the financial problems that we are seeing all over the planet right now is being placed on the Federal Reserve.

The Fed created this bubble by pumping trillions of fresh dollars into the global financial system, and now they are bursting this bubble by starting to cut off the flow of easy money.

This is something that I warned would happen when the Fed decided to taper, and now RBS is warning of a “market bloodbath” unless the Federal Reserve immediately stops tapering.

Most Americans simply do not realize that our financial markets no longer resemble a free market system. Instead, they are highly manipulated and distorted by the central banks, and the trillions of dollars of “hot money” that the Fed has poured into the global financial system has infected virtually every financial market on Earth…

On Wall Street they call it “hot money”—that seemingly endless flow of cash that goes to the most profitable country du jour—but in the real economy it’s gone cold.

That hot money has come mostly in the form of a low-yielding U.S. dollar, which investors have borrowed en masse to fund investments in other higher-yielding currencies across the globe. The so-called carry trade has helped fuel an investment bonanza across the world that has boosted risk assetsthanks primarily to the U.S. Federal Reserve’s easy-money policy.

But with the Fed tiptoeing away from what initially was an $85 billion-a-month infusion of liquidity, investors are beginning to prepare themselves for a world of rising rates in which the endless cash flow to emerging market economies begins to ebb, then cease.

We never fixed any of the fundamental problems that caused the last financial crisis. Instead, the Fed seemed to think that the solution to any problem was just to create more money.

It was an incredibly stupid approach, and now our fundamental problems are worse than ever as Marc Faber recently noted…

“Total credit as a percent of the global economy is now 30 percent higher than it was at the start of the economic crisis in 2007, we have had rapidly escalating household debt especially in emerging economies and resource economies like Canada and Australia and we have come to a point where household debt has become burdensome on the system—that is, where an economic slowdown follows.”

So what comes next?

Well, unless the Fed or other central banks intervene, we are probably going to have even more carnage.

At least that is what Dennis Gartman, the editor and publisher of “The Gartman Letter”, told CNBC on Tuesday…

“I just think you’re going to have a very severe, very substantive and really quite ugly correction that will probably make a lot of people wail and gnash their teeth before it’s done.”

Other analysts share his pessimism. According to Doug Short, the vice president of research at Advisor Perspectives, the U.S. stock market “still looks 67% overvalued“.

Most sobering of all is what Richard Russell is saying. In his 60 years of writing about financial issues, he has never been “so filled with foreboding regarding what lies ahead”…

I’d be lying if I said that I wasn’t worried about the way things are going. Frankly, I’m truly scared for myself, my family and the nation. I have the sinking feeling that the stock market is on the edge of a crash. If that happens, investor sentiment will turn quickly bearish. And the bear market will start feeding on itself. Ironically, the recent action occurred in the face of almost insane bullishness on the part of the crowd and on the part of investors.

Obviously smart heads and institutional money managers know that the US is semi dead in the water. And all the talk about an improving economy is just wishes and hopes. Bernanke’s dream of a flourishing new economy, improving without the need of the Fed’s help, is an idle dream.

I’ve been writing about the stock market for over 60 years and I can’t remember a time when I was so filled with foreboding regarding what lies ahead. The primary trend of the market, like the tide of the ocean, is irresistible, and waits for no man. What scares me the most in this current situation is that I see no clear island of safety.

You can read the rest of his very disturbing remarks right here.

U.S. stocks may not totally crash this week, this month or even this year, but without a doubt a day of reckoning is coming. As a society, our total consumer, business and government debt is now equivalent to approximately 345 percent of GDP.

The only way that the game can continue is to keep pumping up the debt bubble even more.

Once the debt bubble stops expanding, it will start collapsing very rapidly.

Those that foolishly still have lots of money in the stock market better hope that the Federal Reserve decides to intervene in a major way very soon.

Because if they don’t, there is a very good chance that we could indeed have a “market bloodbath” on our hands.

Join the discussion…at the trading report
george • 20 hours ago
Maybe we could get the taxpayers to give us a 100 million to go on a one week trip and not worry about increasing the debt, or for that matter anything else and we could all take “selfies” of ourselves.
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JohnDille • 20 hours ago
YADA YADA YADA!!! I guess Michael Snyder has never heard of Abenomics, the Japanese version of infinite Quantitative Easing! Right wingers wishing to bash Japan’s effort to get its stagnant economy moving apparently are not aware that it has been stagnant for more than 20 years… so it is about time they try SOMETHING!!! That is especially true because Japan can no longer afford stagnation… it can risk serious economic problems by following Abenomics… or they can risk even more serious economic problems by doing nothing!!! In other words, Japan is in the same situation the United States was a few years ago… when they decided to step in and do the bail out thing and the quantitative Easing thing… as risky as those strategies were… OR THEY COULD HAVE DONE LIKE RIGHT WINGERS WANTED THEM TO DO… and let the whole US economic system collapse!!! Japanese economy was sideswiped in the early 90’s by artificially low interest rates and excessive money supply which led to bubbling asset prices They seem to forget that out there in the REAL world, the solution to the debt problem is inherently simple, though controversial… SINCE ALL THAT DEBT IS JUST PAPER, IF PUSH REALLY COMES TO SHOVE, JUST PUT A MATCH TO THE MOST EXPENSIVE FORMS OF ALL THAT PAPER!!! Let the rich right wingers scream in protest… WE STOLE ALL OF THAT MONEY FAIR AND SQUARE… but driving down interest rates almost to zero is saving the US government and the people of the United States TRILLIONS OF DOLLARS A YEAR IN INTEREST COSTS… SAVINGS THAT WILL BE COMPOUNDED FOR YEARS TO COME IF WE CONTINUE TO FOLLOW THAT STRATEGY!!! In the mean time, let the right wingers howl… THE WIND BLOWS LOUDEST THROUGH AN EMPTY BARN… as my old man used to say!!!
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Paul Dragotto JohnDille • 19 hours ago
why are you blaming the right. it’s the whole damn system. if you have any money in a 401K , or any retirement , get it into gold and silver. when alot you who think the economy is going to be all roses’s the one with the gold and silver will flourish. i’m not a republican nor a deomocrap, i’m an patriot. i stand by the constituiton and the i buy guns and gold.i see inflation every week go up in food price’s and dry goods. when the storm troopers come to take you to a FEMA camp . i’ll be safe with my food,guns, and metals. good luck chuck.
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Joe Cabot JohnDille • 17 hours ago −
Uh, sleepy, maybe you were dozing off, but the stimulus in the USA began during the Bush administration. Called TARP, too big to fail, and corporate bailouts, the lefties were in full howl over the excesses and evil of it all. Now that Barry is in office it suddenly becomes sound economic policy. By the way, the Japanese economy was sideswiped in the early 90’s by artificially low interest rates and excessive money supply which led to bubbling asset prices, which is exactly where we are at today. Maybe you are not aware of the nature of debt, but at some point it must either be paid back, defaulted on, or inflated away: since paying it back is not an option, we will be stuck with #2 or # 3, neither of which will end well. That lesson was taught during the first week of basic economics – you must have been in the barn with your dad that week.
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28 Signs That The Middle Class Is Heading Toward Extinction

By Michael Snyder (The Economic Collapse Blog | Original Link)

The death of the middle class in America has become so painfully obvious that now even the New York Timesis doing stories about it.  Millions of middle class jobs have disappeared, incomes are steadily decreasing, the rate of homeownership has declined for eight years in a row and U.S. consumers have accumulated record-setting levels of debt.  Being independent is at the heart of what it means to be “middle class”, and unfortunately the percentage of Americans that are able to take care of themselves without government assistance continues to decline.  In fact, the percentage of Americans that are receiving government assistance is now at an all-time record high.  This is not a good thing.  Sadly, the number of people on food stamps has increased by nearly 50 percent while Barack Obama has been in the White House, and at this point nearly half the entire country gets money from the government each month.  Anyone that tries to tell you that the middle class is going to be “okay” simply has no idea what they are talking about.  The following are 28 signs that the middle class is heading toward extinction…

#1 You don’t have to ask major U.S. corporations if the middle class is dying.  This fact is showing up plain as day in their sales numbers.  The following is from a recent New York Times article entitled “The Middle Class Is Steadily Eroding. Just Ask the Business World“…

In Manhattan, the upscale clothing retailer Barneys will replace the bankrupt discounter Loehmann’s, whose Chelsea store closes in a few weeks. Across the country, Olive Garden and Red Lobster restaurants are struggling, while fine-dining chains like Capital Grille are thriving. And at General Electric, the increase in demand for high-end dishwashers and refrigerators dwarfs sales growth of mass-market models.

As politicians and pundits in Washington continue to spar over whether economic inequality is in fact deepening, in corporate America there really is no debate at all. The post-recession reality is that the customer base for businesses that appeal to the middle class is shrinking as the top tier pulls even further away.

#2 Some of the largest retailers in the United States that once thrived by serving the middle class are now steadily dying.  Sears and J.C. Penney are both on the verge of bankruptcy, and now we have learned that Radio Shack may be shutting down another 500 storesthis year.

#3 Real disposable income in the United States just experienced the largest year over year drop that we have seen since 1974.

#4 Median household income in the United States has fallen for five years in a row.

#5 The rate of homeownership in the United States has fallen for eight years in a row.

#6 In 2008, 53 percent of all Americans considered themselves to be “middle class”.  In 2014, only 44 percent of all Americans consider themselves to be “middle class”.

#7 In 2008, 25 percent of all Americans in the 18 to 29-year-old age bracket considered themselves to be “lower class”.  In 2014, an astounding 49 percent of them do.

#8 Incredibly, 56 percent of all Americans now have “subprime credit”.

#9 Total consumer credit has risen by a whopping 22 percent over the past three years.

#10 The average credit card debt in the United States is $15,279.

#11 The average student loan debt in the United States is $32,250.

#12 The average mortgage debt in the United States is $149,925.

#13 Overall, U.S. consumers are $11,360,000,000,000 in debt.

#14 The U.S. national debt is currently sitting at$17,263,040,455,036.20, and it is being reported that is has grown by$6.666 trillion during the Obama years so far.  Most of the burden of servicing that debt is going to fall on the middle class (if the middle class is able to survive that long).

#15 According to the Congressional Budget Office, interest payments on the national debt will nearly quadruple over the next ten years.

#16 Back in 1999, 64.1 percent of all Americans were covered by employment-based health insurance.  Today, only 54.9 percent of all Americans are covered by employment-based health insurance.

#17 More Americans than ever find themselves forced to turn to the government for help with health care.  At this point, 82.4 millionAmericans live in a home where at least one person is enrolled in the Medicaid program.

#18 There are 46.5 million Americans that are living in poverty, and the poverty rate in America has been at 15 percent or above for 3 consecutive years.  That is the first time that has happened since 1965.

#19 While Barack Obama has been in the White House, the number of Americans on food stamps has gone from 32 million to 47 million.

#20 While Barack Obama has been in the White House, the percentage of working age Americans that are actually working has declined from60.6 percent to 58.6 percent.

#21 While Barack Obama has been in the White House, the average duration of unemployment in the United States has risen from 19.8 weeks to 37.1 weeks.

#22 Middle-wage jobs accounted for 60 percent of the jobs lost during the last recession, but they have accounted for only 22 percent of the jobs created since then.

#23 It is hard to believe, but an astounding 53 percent of all American workers make less than $30,000 a year in wages.

#24 Approximately one out of every four part-time workers in America is living below the poverty line.

#25 According to the most recent numbers from the U.S. Census Bureau, an all-time record 49.2 percent of all Americans are receiving benefits from at least one government program each month.

#26 The U.S. government has spent an astounding 3.7 trillion dollarson welfare programs over the past five years.

#27 Only 35 percent of all Americans say that they are better off financially than they were a year ago.

#28 Only 19 percent of all Americans believe that the job market is better than it was a year ago.

As if the middle class didn’t have enough to deal with, now here comes Obamacare.

As I have written about previously, Obamacare is going to mean higher taxes and much higher health insurance premiumsfor middle class Americans.

Not only that, but millions of hard working Americans are going to end up losing their jobs or having their hours cut back thanks to Obamacare.  For example, a fry cook named Darnell Summers recently told Barack Obama directly that he and his fellow workers “were broken down to part time to avoid paying health insurance“…